SummaryPosted: Dec 21, 2024Weekly Hours: 39 Role Number:200584221Do your life’s best work here now. With the whole world watching. At Apple, we’re not just creating products; we're crafting experiences that inspire and delight millions around the world. As part of our finance organization, you'll contribute to something significant—fuelling the innovation that drives our company forward. Our commitment to excellence is unwavering, and we're united by a shared vision of creating products that leave a lasting impact. Within Apple's Global Business Solutions (GBS) team, we collaborate across functions—Retail, Sales, Operations, R&D, and Services—to drive operational excellence in finance processes and deliver cross-functional insights. Our mission? To uncover opportunities, influence outcomes, and manage risk while championing innovation and integrity. If you're passionate about growth for yourself and those around you and bringing a balanced approach to problem-solving and critical thinking, we want you on our team! We are seeking a EMEIA Credit Analyst to join our GBS Order-to-Cash team. In this new role you will lead our team of professionals, who support the growth of Apple’s business while managing credit risk.DescriptionDescriptionThe next step in the evolution of the Order-to-Cash organization is to drive efficiencies and scalability by aligning our processes globally. As a GBS Credit Analyst you will coordinate the credit portfolio assigned to GBS and will partner closely with Worldwide Credit, Sales, Operations, Legal and other GBS teams. Key responsibilities for the GBS Credit Analyst include: Conduct periodic reviews of the credit portfolio to ensure compliance with risk management and business objectives. Partner with key collaborators to manage global credit escalations and other emergent issues. Collaborate with the Global Process Organization to identify, prioritize, and implement operational improvements and systems enhancements. Provide requirements and collaborate with data analysts and global process analysts to deliver reporting and tools to improve team efficiency and productivity. Proficient in customer contract credit language and credit risk mitigation structures and implementation (e.g. collateral, credit insurance, bank support, parent support, etc.) Able to operate independently with minimal direct supervision, relying on own judgment and discretion to think creatively and resolve a variety of highly complex issues in effective ways. Minimum QualificationsMinimum Qualifications5+ years of experience in credit analysis, with a proven track record of handling complex credit customers in a multinational environment.Demonstrated skills in financial statement analysis and credit decisioning with working knowledge of credit risk mitigation strategies and instruments.Experience re-engineering processes to drive consistency and scalability in high-volume environments.Key QualificationsKey QualificationsPreferred QualificationsPreferred QualificationsProcess Methodologies: You value and identify with good uncomplicated process design. You appreciate and keep up to date with operational improvements, re-engineering trends and industry best practices.Growth Mentality: You're ambitious, driven to achieve results, and dedicated to helping others unlock their full potential.Curiosity and Strategy: You see the big picture, understand the broader implications of decisions, and implement strategies accurately.Communication Skills: You're an outstanding communicator who builds trust quickly, and you're at your best when presenting to senior leaders and solving complex challenges.Analytical and Problem-Solving Skills: You approach problems with a methodical, investigative mentality and are unafraid to challenge the status quo to achieve effective results.Proactive Approach: You anticipate challenges, simplify complexity, and guide your team to focus on what truly matters.Global Approach: You respect and adapt to diverse cultures, tailoring strategies to meet varying needs while maintaining a cohesive approach.Remote Team: You understand the nuances of working with remote teams and excel at keeping them connected and engaged.Education: A bachelor's degree in accounting, finance, economics, or a related field is preferred; a master's or equivalent qualification is a plus. Part qualified accountant or equivalent third level qualificationFuture-Focused Financial Technology Knowledges: You are aware of technological advancements, driving innovation and managing risk with ease.Experience in Order to Cash functions is an advantage.Education & ExperienceEducation & ExperienceAdditional RequirementsAdditional RequirementsMore