Line of Service

Advisory

Industry/Sector

Not Applicable

Specialism

TRS Consulting

Management Level

Associate

Job Description & Summary

At PwC, our people in legal services offer comprehensive legal solutions and advice to internal stakeholders and clients, maintaining compliance with regulations and minimising legal risks. These individuals provide strategic guidance and support across various industries.

Those in NewLaw at PwC will focus on innovative approaches, methodologies, and tools to deliver legal services in a more efficient and effective manner. Your work will involve utilising technology, process improvement, and data analysis to streamline legal processes, enhance client service, and drive value.

Driven by curiosity, you are a reliable, contributing member of a team. In our fast-paced environment, you are expected to adapt to working with a variety of clients and team members, each presenting varying challenges and scope. Every experience is an opportunity to learn and grow. You are expected to take ownership and consistently deliver quality work that drives value for our clients and success as a team. As you navigate through the Firm, you build a brand for yourself, opening doors to more opportunities.

Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to:

Apply a learning mindset and take ownership for your own development.Appreciate diverse perspectives, needs, and feelings of others.Adopt habits to sustain high performance and develop your potential.Actively listen, ask questions to check understanding, and clearly express ideas.Seek, reflect, act on, and give feedback.Gather information from a range of sources to analyse facts and discern patterns.Commit to understanding how the business works and building commercial awareness.Learn and apply professional and technical standards (e.g. refer to specific PwC tax and audit guidance), uphold the Firm's code of conduct and independence requirements.

Most desired skills bolded   

A career in our Balance Sheet Management practice, within Financial Risk and Regulatory services, will provide you with the opportunity to help business leaders embed a proactive and dynamic risk management capability and mind set into their corporate business practices. From strategy through to implementation, we help put in place people, processes and technology so they can leverage financial risk management to identify new opportunities and pursue success as smoothly, systematically and sustainably as possible in the face of changing markets, technologies and competition.   
  
Our team provides our clients with gap assessments as well as design and implement processes to facilitate asset and liability management, funding and liquidity planning and stress testing, and capital management. You’ll help build tools that enable our clients to efficiently utilize capital and liquidity resources, consistent with regulatory expectations.  

To really stand out and make us fit for the future in a constantly changing world, each and every one of us at PwC needs to be a purpose-led and values-driven leader at every level. To help us achieve this we have the PwC Professional; our global leadership development framework. It gives us a single set of expectations across our lines, geographies and career paths, and provides transparency on the skills we need as individuals to be successful and progress in our careers, now and in the future.  

As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to:  

Use feedback and reflection to develop self awareness, personal strengths and address development areas.  

Delegate to others to provide stretch opportunities, coaching them to deliver results.  

Demonstrate critical thinking and the ability to bring order to unstructured problems.  

Use a broad range of tools and techniques to extract insights from current industry or sector trends.  

Review your work and that of others for quality, accuracy and relevance.  

Know how and when to use tools available for a given situation and can explain the reasons for this choice.  

Seek and embrace opportunities which give exposure to different situations, environments and perspectives.  

Use straightforward communication, in a structured way, when influencing and connecting with others.  

Able to read situations and modify behavior to build quality relationships.  

Uphold the firm's code of ethics and business conduct.  

As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including, organization and governance; credit process optimization; risk rating model design, build and implementation; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges focused on credit risk.   

  

Job Requirements and Preferences:  
  
Basic Qualifications:  
  
Minimum Degree Required:  
Bachelor Degree  
  
Minimum Years of Experience:  
1-3 year(s)  
  
Preferred Qualifications:  
  
Degree Preferred:  
Master Degree  
  
Preferred Fields of Study:  
Business Administration/Management, Mathematics, Statistics, Finance, Accounting, Economics  
  

  

Demonstrates a thorough level of abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas:   

Collaborating and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives (e.g., target operating model for credit lifecycle), redesigning risk management organization or functional responsibilities, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes;   

Familiarity with conducting credit risk processes, performing underwriting, credit analysis and assigning risk ratings (e.g., single, and dual risk rating frameworks), writing and reviewing risk management policies and procedures, 1st and 2nd line of defense experience;   

Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating (e.g., PD, LGD, EAD) models, pricing models, etc.;   

Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization;   

Selecting, implementing and/or using commercial and retail credit risk workflow, analytic tools - e.g., Moody's, S&P, nCino, and/or, reporting technologies.   

Possessing familiarity with commercial and retail credit regulatory guidance covering CECL, credit risk review systems, underwriting/annual reviews; and,  

Possessing completion of a formal credit training program.   

  

Demonstrates a thorough level of abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including:   

Leveraging know-how of a wide range of commercial and retail loan types, including C&I, CRE, ABL, Leasing, Project Finance, Leveraged Lending, fund financing, etc.;   

Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g., PPT presentations, summary reports/ memos, oral presentations);   

Collaborating with teams to create a proven atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback;    

Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management);   

Considering cross-cultural differences, seeking diverse views to encourage improvement and innovation, and fostering a global mindset for the team;  

Demonstrating experience in working with and managing on-shore and off-shore teams;   

Demonstrating thorough ability to communicate project goals and objectives, project status and deliverables, building consensus and presenting standard industry practices/point of view effectively; and,  

Keeping leadership informed of progress and issues.   

  

Education (if blank, degree and/or field of study not specified)

Degrees/Field of Study required:

Degrees/Field of Study preferred:

Certifications (if blank, certifications not specified)

Required Skills

Optional Skills

Accepting Feedback, Accepting Feedback, Active Listening, Business Administration, Business Performance Management, Communication, Compliance Advisement, Computer Assisted Legal Research (CALR), Contract Administration Best Practices, Contract Database, Contract Management, Contractual Agreements, Contractual Risk Assessment Methodology, Contractual Risk Identification, Contractual Risk Management, Corporate Litigations, Corporate Relations, Developing Policies and Guidelines, Emotional Regulation, Empathy, Implementing Technology, Inclusion, Intellectual Curiosity, Law Practice, Legal Advice {+ 16 more}

Desired Languages (If blank, desired languages not specified)

Travel Requirements

Not Specified

Available for Work Visa Sponsorship?

No

Government Clearance Required?

No

Job Posting End Date