Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships. ICM Risk Analysis (“IRAU”) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration acting as a partner to Banking & International Risk and Corporate Banking to execute our shared commitment to ensuring the safety and soundness of wholesale lending across Client Organization. ICM Risk Analysis Credit Risk Officer for ensuring quality assurance and timely delivery, while being the primary responsible for coaching and training of the team of AVPs and Credit Risk Analysts. This role has responsibility for the **Technology, Media & Telecommunications (TMT)** portfolio and the role reports directly to the **TMT** Portfolio Manager. **Key Responsibilities:** + Accountability for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistencies with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations. Act as the primary "checker" within the team to all activities performed by Credit Risk Analysts, Credit Risk Senior Analysts, and Credit Risk Associates. + Supporting the Credit Risk Portfolio Manager on the continuous engagement with applicable BCMA and Independent Risk senior stakeholders in the region to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team, and ensuring the tactical execution of these guidelines is reflected on all core deliverables of the team. + Ensure ongoing and timely feedback and coaching of Credit Risk Analysts, Credit Risk Senior Analysts, and Credit Risk Associates to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution. + Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios + Support the Global Head and Underwriting CAO on internal projects and initiatives. **Skills/Competencies:** **Risk & Credit Underwriting:** + Satisfactory completion of Credit Training or equivalent + Ability to evaluate, negotiate, structure and/or monitor extensions of credit. + Knowledge of relevant Citi-level and business-level credit policies and the ability to apply this knowledge to specific situations. + Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.) with the ability to identify root causes and trends and anticipate horizon issues. + Forms independent opinions on credit and recognizes emerging risks. + Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation. + Knowledge of the relevant customer, industry, and product range + Integrity, honesty, sound judgment, commonsense, and attention to detail + Ability to communicate clearly, to think and act independently, and to know when to ask for guidance from more experienced officers or specialists in the credit process. **Leadership** : + Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more. + Coach and mentor junior analyst to develop team strengths and improve weaknesses. + Strong awareness and adherence to the control environment including Quality Assurance and Quality Control + Proven culture carrier **Interpersonal** : + Highly effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management + Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively. + Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority. **Technical** : + Advanced Microsoft Office (Word, Excel, and PowerPoint) skills + Exceptional experience with the internal Policies, Standards, Procedures, Templates and with financial modeling **Qualifications:** + BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject + Financial Services experience including 6-10 years of credit experience in Banking or Credit Risk Management ------------------------------------------------------ **Job Family Group:** Risk Management ------------------------------------------------------ **Job Family:** Credit Decisions ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Irving Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $114,720.00 - $172,080.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Anticipated Posting Close Date:** Feb 20, 2025 ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review **Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)** . View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP\_EEO\_Supplement\_Final\_JRF\_QA\_508c.pdf) . View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo\_aa\_policy.pdf) . View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp\_%20English\_formattedESQA508c.pdf) Citi is an equal opportunity and affirmative action employer. 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