Individual Retirement Pricing Actuary ( 240000L7 ) **Primary Location** : UNITED STATES-NY-New York **Other Locations** : UNITED STATES-NC-Charlotte **Organization** : Equitable **Schedule** : Full-time **Description** At Equitable, our power is in our people. We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential? This role is responsible for supporting the pricing and the other actuarial functions for the Individual Retirement Growth Solutions team. The Growth Solutions team operates in a dynamic environment and is responsible for innovating new growth-oriented retirement products and enhancing and maintaining existing products, chief among them our flagship RILA product. Creative insight is appreciated as you help analyze new product ideas and search for profitable and competitive annuity designs. **Key Job Responsibilities** + Set bi-weekly cap rates on flagship RILA product and help explore and implement new segment designs. + Support the evaluation of the risk, sensitivities, and profitability metrics (VNB, IRR, ROA) of various product designs. + Model new product designs, features, and/ or assumptions in AXIS or Excel pricing models and streamline and enhanced existing models and processes. + Analyze trends in sales. + Communication with key stakeholders including non-actuaries. The base salary range for this position is $97,000 - $141,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility. For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below. **Equitable Pay and Benefits** : Equitable Total Rewards Program (https://portal.equitable.com/appentry/EDoxRedirect?node\_id=A2023013000001) **Qualifications** **Required Qualifications** + 2 years of actuarial experience + Strong problem-solving skills + Ability to adapt in a dynamic environment + ASA designation or progression toward ASA designation **Preferred Qualifications** + Axis modeling experience + Experience in pricing and/or working with annuities **Skills** **Accuracy and Attention to Detail:** Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision. **Communicating Complex Concepts:** Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience. **Financial Risk Management:** Knowledge of tools, techniques, and strategies applied in financial risk management; ability to quantify, qualify, and manage financial risk. **Insurance Products:** Knowledge of insurance products, product groups and services; ability to apply the knowledge of products and services appropriately to diverse situations, including but not limited to marketing development and product consulting. **Problem Solving:** Knowledge of approaches, tools, techniques for recognizing, anticipating, and resolving organizational, operational or process problems; ability to apply knowledge of problem solving appropriately to diverse situations. **Statistics and Actuarial Modeling:** Knowledge of statistical and actuarial modeling tools and techniques; ability to apply modeling processes and techniques to facilitate risk management decisions. **Diversity, Equity and Inclusion:** Demonstrates a commitment to Diversity, Equity and Inclusion by treating everyone with respect and dignity, ensuring all voices are heard and advocating for change. \#LI-Hybrid **ABOUT EQUITABLE** At Equitable, we’re a team of over ten thousand strong; committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives. We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities. We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork. We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose. ****** Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws. NOTE: Equitable participates in the E-Verify program. If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at TalentAcquisition@equitable.com . **Req ID:** 240000L7