Pay Rate: $57 Location: Toronto ON Job Type: Contract Our client, a top banking client in Canada is looking to hire Internal Auditor (Real Estate Secured Lending) x 2 positions for their team with a contract for 12 Months with potential extension. Hybrid 3 days a week in Toronto Office.

The ideal candidate will have approximately 5-7 years of experience in Real Estate Secured Lending retail credit risk management, knowledge of risk management regulatory framework, and be proficient in advanced data analytics. The incumbent should also have good presentation and report writing skills, display good balance between technical knowledge (decision support systems and technology) and soft skills.


Typical Day in Role Auditing and Execution Execute assigned audit activities independently as a team member or Officer-in-Charge (OIC). Assess the overall effectiveness of governance and management oversight over Real Estate Secured Lending Program Enhancements. Assess controls across credit risk functions, including regulatory obligations, policies, risk appetite and limits, adjudication and exception frameworks, risk systems, risk reporting, account management, collections, and data governance and data quality, provisioning. Determine the efficiency, effectiveness, integrity and reliability of internal controls in relation to defined control requirements, employing data analytics to support conclusions, where applicable. Execute and manage assigned activities independently in accordance with the Department Standards ensuring audit testing is sufficient and appropriate to support the audit opinion. Document all audit work performed to ensure appropriate working papers are maintained and conform to department standards.
Problem Identification
o Identify and assess materiality of control weaknesses ensuring facts are gathered and determine the root cause of the problem impact, prepare / review audit findings, as applicable.

Reporting/Communication Draft audit findings, reports and correspondence to management. Ensure writing is clear, concise and accurate. Present and discuss findings and progress with management, as required. Follow up on open action items and/or new audit issues raised. Develop and maintain good relationships with key auditee and business line management.
Authority/Decision making/direction received: Works independently within the mandate of the Department, and with periodic consultation from the Director and/or Vice President. Escalates issues impacting deadlines, risk, and material error. Identifies changes to the scope/extent of assigned work based on initial research/audit findings and seeks input from the Director.
Candidate Requirements/Must Have Skills: 10+ years of overall experience with retail credit risk management Deep understanding of Real Estate Secured Lending policies, methodology, strategies, and process, including 5+ years of relevant experience. Proven track record of training / presenting to large stakeholder groups.
Nice-To-Have Skills: Knowledge of analytical tools such as SAS, R or Python and experience using PowerBI. Knowledge of audit processes and methodologies and/or prior change management testing experience would be an asset. Ability to write clearly and concisely.
Soft Skills: Strong strategic, analytical, problem-solving, and critical thinking skills. A self-starter / takes initiative, deals well with ambiguity, is detail oriented. Highly organized, ability to work in a dynamic and fast paced environment. Strong people skills, including relationship building with clients.
Education: A graduate degree in a quantitative discipline (e.g., Mathematics, Finance, Economics, or Statistics).


If you are interested in hearing more about this role, please send your updated resume in MS Word format to Laxmi@ifgpr.com and mention the "Internal Auditor (Real Estate Secured Lending) in the subject line.
Other roles can be viewed at www.ifg-global.com
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