CN
1 day ago
Junior Credit Analyst

Responsibilities:

- Proactively reviews the credit risk of buyers with good quality.

- Gathers appropriate level of information to assess buyers through public info and status reports.

- Assess buyers according to defined criteria (manual grading).

- Realize and maintain numerous contacts with buyers: *buyer visits *phone call to buyers

- Represents EH locally in front of buyers.

- Complete L2R reports according to APAC region’s requirements.

-Be a good team player. Actively discuss with UW team and other grading team colleagues on assessment of buyer’s risks.

KPIs:

1) Complete certain number of buyer reviews in a week with good quality according to productivity and response time requirement. Achieve Zero Defect targets for underwriting, especially the response time below 8 days should be above 90% (KPIs advised by region).

2) Achieve PRV target upon group’s standard and complete L2R timely.

3) Work with other S2&S3 team members to complete required the number of JTDs based on team headcounts.

4) Achieve personal working efficiency standard hours > 6 hours focused on S2&S3 buyers, 8 large risk reports, 6 site visits and 26 extensive phone calls.

5) Achieve loss ratio budget (check with Finance team).

6) JTD allocation and report

- Monitor the JTD allocation under automatic system within the IRP, balance the workload, improve work/life balance;

- Report any malfunction of all risk daily work utilized system in time to ensure RIC KPI performs.

7) communication - Maintain good communication with the U/W team (for pre-checking + policy renewal) to support business in China.

8) training - Attend training for risk staffs

9) Reporting - Monthly productivity worksheet to be completed by every 5th of the very next month and submit to Cathy Wang for filing. - Keep the most updated Analyst daily workload record to ensure monthly sample check of quality can be conducted by Team Leaders

Allianz Trade is the global leader in trade credit insurance and a recognized specialist in surety, debt collection, fraud insurance, structured trade credit, and political risk. As a key global line in Allianz Group’s Property-Casualty insurance segment, we consistently hold a strong AA rating from Standard & Poor’s. With around 5,700 employees in over 50 countries, Allianz Trade proudly serves more than 83,000 clients worldwide. By monitoring 83 million companies in its proprietary risk database, Allianz Trade provides predictive insights that help companies of all sizes trade with confidence, both domestically and internationally. Since entering China in 2005, Allianz Trade has been committed to providing technical support for trade credit insurance to business partners .The headquarters of Allianz Trade in China is located in Shanghai, with offices in both Shenzhen and Beijing.

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