**About this role:** Wells Fargo is seeking a Lead Valuation Specialist to support Collateral Underwriting. Will act as a subject matter expert through exams and audit findings. Will provide complex loan level escalation and decisioning support for Home Lending residential origination loans. Will be a change management driver, utilizing analysis from quality results, key risk data, industry direction, lender / GSE / investor risk tolerance, challenges with business process and customer experience results to drive change. Will focus on residential originations transaction reviews and escalation support. Will partner with internal and external stakeholders providing feedback, including control, legal, and Home Lending Operations. This is a highly visible, critical role with interactions across LOBs, third parties, and executive leadership. **In this role, you will:** + Lead Escalations / Complex Reviews - Will represent the Collateral Underwriting team on certain complex scenarios, including loan level escalations with valuation, condominium and cooperative project review issues, determining eligibility with Wells Fargo, FHA, VA, Fannie and Freddie policy, interpretation of policy for scenarios not explicitly described by policy or providing options available + Collateral Subject Matter Expert – Will lead various meetings/calls both internal and external to the organization that require a subject matter expert in the agency or government collateral space + Lead all collateral underwriting risk management and review activities, reporting directly to the head of Collateral Underwriting + Manage Policy / Procedural Changes – From submitting credit policy change requests (intake) to planning / implementation and final execution of changes related to agency and government loans. Will assess the changes to operation and risk for Collateral Underwriting. May include updating training manuals and communicating changes to the team directly + Assume responsibility for ongoing evaluations of new equipment and equipment under lease to ensure values are accurate and the portfolio is sound for Valuations + Act as project leader or mentor for staff + Research, evaluate and approve and recommend residuals and assist sales management in structuring transactions for markets, equipment and businesses + Assist in planning, forecasting, researching and collection of all off lease equipment + Resolve highly complex issues and lead team to meet project deliverables while leveraging solid understanding of the processes and risks involved + Collaborate and consult with individuals, colleagues and management to resolve problems and achieve objectives Work locations: Minneapolis, Minnesota, Charlotte, North Carolina and Chandler, Arizona. *Required work locations listed above **Required Qualifications:** + 5+ years of Valuations, Lending, Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + Extensive experience with collateral underwriting, specifically with valuations and cooperative and condo project review and insurance analysis + Conforming, Non-Conforming, FHA, and VA experience preferred + Knowledge of Wells Fargo systems, including but not limited to CORE, Opera, FulfillmentWeb, CPATweb, and CMS + Experience with internal partners, like Home Lending Operations, sales, credit underwriting and external partners like appraisal vendors, GSEs, etc **Pay Range** Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $40.38 - $71.83 **Benefits** Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees. + Health benefits + 401(k) Plan + Paid time off + Disability benefits + Life insurance, critical illness insurance, and accident insurance + Parental leave + Critical caregiving leave + Discounts and savings + Commuter benefits + Tuition reimbursement + Scholarships for dependent children + Adoption reimbursement **Posting End Date:** 2 Mar 2025 ***** **_Job posting may come down early due to volume of applicants._** **We Value Diversity** At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-437928