Life Insurance Sales Agent
Covr Financial Technologies
Life Insurance Specialist – (Sales Agent)
REPORTS TO: Sales Manager
DEPARTMENT: Consumer Sales Team
COMPENSATION: Salary plus monthly bonus; $65K-$100K OTE
TRAVEL: None Required
WORK SCHEDULE: M-F, normal business hours
LOCATION: Remote
What We Offer:
We’re looking for licensed Life agents to help us on our continued journey to revolutionize the way life insurance is purchased.
We provide a unique sales opportunity in which agents receive daily leads from our financial institution partners to help their members secure Life Insurance from a choice of the top rated, most competitively priced carriers. Our partners send millions of emails to their members every month and the customers respond by calling-in directly to our sales team or submitting an electronic Application Request on our Quoting platform.
If you like warm leads, “closing deals” and selling 5+ new policies every day, you’ll love this position!
Highlights: Salary plus generous monthly bonus plan All Leads provided, including App Requests, call-in’s and warm transfersWork from home, all equipment providedSell both Term and Perm from a choice of top rated carriers Easy sales system and toolsFull Case Management support Dynamic, engaging sales team that loves to win!
About our Company:
Covr Technologies is a market leading, tech-inspired insurance sales agency (InsurTech) that simplifies the transaction of Life Insurance. As a nationally licensed agency, we provide a special affinity marketing program that produces hundreds of new policies every month. Since 2016, we’ve helped protect over 20,000 families with quality, affordable life insurance.
We offer our customers both digital and Agent-guided journeys with a choice of the top-rated insurance carriers. Our agents are able to sell multiple products, including Term, Permanent, Final Expense, Supplemental Insurance and more. We have also streamlined the insurance application and underwriting process from days to minutes using innovative tools and A.I. technology.
Covr has a dynamic and transparent work environment where we create opportunities for our employees to thrive and grow. We embrace a flexible work environment that encourages high productivity, excellent rewards and job satisfaction. We have strong core values: Client First, Collaboration, Innovation and Fun!
About our Lead Generation:
For our Direct to Consumer (DTC) channel, we have 20+ leading financial institutions that market life insurance to over 30 million members. This affinity program yields significantly higher customer intent and a better buying experience. These are warm, qualified leads from partners such as E*Trade, Navy Federal, Boeing, Golden 1 Credit Union, more. The members are contacting you and want to secure coverage.
For agents, there’s no cold-calling, prospecting or driving to appointments. It’s all about service and closing!
Position Summary:
The Consumer Sales Team is seeking a driven, high producing individual to join our team as a licensed Life Insurance Specialist. In this role, you will be responsible for helping consumers protect their families and secure their financial futures by delivering a world class sales experience. You will handle both inbound and outbound calls from highly interested customers. From needs analysis to quoting, you can complete the entire pre-application process in less than 15 minutes. A good agent will generate 5+ new applications every day.
Our sales agency is dynamic, fast paced and rewarding. You will be joining a winning sales team with a heavy emphasis on employee culture and generating exceptional results. If you are looking for a positive, supportive sales environment and want to take advantage of unlimited income potential, this is the opportunity that you’ve been seeking!
What You’ll Do: Handle new leads and application requests over the phone, including inbound inquiries, coverage requests from consumers, outbound campaigns, and warm transfersUse our proprietary tools to engage with customers and help them select the most suitable policy from dozens of our carriers based on their needs and budgetSubmit applications electronically via our carrier portals Follow up with leads/sales and maintain ongoing communication with customers to provide personalized service and supportClose 30+ policies every month Represent our affiliate partners with the highest level of respect and integrityBe proficient with carrier knowledge, products, underwriting and sales best practices
What’s Needed to Apply:High School Diploma or GED Equivalent 2+ years in the life/health insurance industry; sales agent experience preferredMUST have the ability to obtain resident license for Life and Health lines. State licensing in the other 49 states will be provided at company expenseDriven individual – able and eager to make 50+ outbound calls during heavy volume and spend 4+ hours on the phone closing deals to reach sales and compensation targets
Knowledge and Skills: Able to excel in a fast paced, dynamic inside-sales environment Success driven with strong sales acumen and “closing” skillsExcellent verbal skills, particularly over the phoneAbility to connect with diverse socio-economic clienteleAttention to detail and ability to multi-taskProficient with basic Microsoft and CRM tools What You’ll Receive:
Your competitive benefits package includes: Base Salary of $40k Monthly Performance incentives that produce an additional bonus of $25K-$60K in 1st yearAfter 1 year, top agents should earn over $100K Uncapped bonusesFun sales culture – run your own desk and get treated like a professional. Enjoy a sales environment that isn’t obsessed with KPIs. Put in an honest 40 hours, hit your targets and get rewarded. Data exists for your personal growth and development, not for punitive measures. “Summer Hours” initiative provides employees various PAID half-day Fridays during summer months – Enjoy the sun!Quarterly and monthly sales contests (CASH Payouts)Frequent “goodies” from our carrier partnersContinuing education and product training provided throughout tenurePaid Time Off (PTO): 3 weeks to start, increasing with years of servicePaid holiday’s – 11 daysMedical, Dental and Vision – 80% of monthly premium paid by Covr for all full-time employeesAdult and child orthodontiaHealth Savings Account (HSA) with quarterly company contributionsShort-Term and Long-Term DisabilityNEW - Pet insurance for cats and dogs!401(k) with company matchCompany paid Life and AD&D insurance for all full-time employees.Supplemental Life and AD&D insurance up to 5x’s salary for employeeSupplemental Life and AD& D plans offered for spouse and dependentsFlexible Spending Accounts (FSAs): medical, dependent, parking and transitFree monthly lunch gift cards
Covr is an equal opportunity employer and values diversity in our workforce. We encourage applications from all qualified individuals, including those with diverse backgrounds and those with disabilities. Please note that we do not provide immigration sponsorship for this position.
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