Pay Range: $22.17 - $29.55 The Loan Documentation team at NBT is responsible for preparing, reviewing, and ensuring accuracy and compliance for loans across the bank’s lines of business. The Loan Documentation Specialist II independently performs complex loan documentation analysis. Intermediate technical expertise is utilized for preparation and review of complex Commercial and Business Banking loan documentation to ensure adherence to loan approval, loan policy, bank procedures, laws, and regulations. This includes lien perfection, insurance requirements, and appropriate disclosures. Apply advance knowledge of loan accounting system setup, policy, procedures, regulations, and law to ensure the bank’s interests and assets are protected. Analyze information, comprehend complex loan documentation and structure, and make processing decisions based on established procedures and guidelines. Activities directly impact customer accounts, bank reporting, and risk mitigation. May prepare reports and furnish information including escalation of identified risk to authorized persons within and external to the bank. Provides guidance to all levels of employees regarding policies and procedures as they pertain to loan preparation and/or review tasks performed. Education and Experience: + Associates degree and 2 years experience required or equivalent combination of education and experience. + Loan documentation review preferred + Professional or customer service experience preferred Skills and Abilities: + Ability to comprehend commercial loan structure, loan policy, regulations, and law; analyze requests and data required; identify and communicate risks. + Intermediate organizational skills required + Good communication skills (written and oral) required + Strong reading and comprehension skills required + Basic computer skills required + Accounting skills preferred. Unique Job Requirements & Characteristics + Ability to deliver high quality work in a friendly and fast paced environment + Ability and willingness to learn new skills Tasks Performed: + 50% Preparation and/or review of commercial loan documentation and other bank documented loans ensuring accuracy and meeting requirements of loan approval, policy, regulations, and law. This will include reporting any exceptions to the appropriate parties and escalation of potential risk, and resolution of exception items. + 15% Provide support to internal and/or external customers, cross train on other team duties as assigned and provide coverage for other team duties as required. + 15% Maintain proficient knowledge of, and demonstrate ongoing compliance with, all laws and regulations applicable to this position. Adhere to policies, procedures, and internal controls. Ongoing focus on risk and fraud mitigation. + 10% Uphold service level standards under normal conditions. + 5% Assist with employee training and onboarding + 5% Other duties as assigned . Physical Requirements: + Communicate effectively with internal and/or external customers + Stationary 75% of time or greater + Move Objects to Maximum 10 lbs Benefits for Full-Time Employees: + Generous Paid Time Off : At least 22 days annually, prorated in the year of hire. + Parental Leave : Six weeks of paid leave at 100% of your salary. + Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants. + Dental and Vision Coverage : Ensuring your overall health and well-being. + Flexible Spending Accounts : For healthcare and dependent care expenses. + Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage. + Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage. + Voluntary Benefits : Including hospital, accident, and critical illness coverage. + Retirement Plans:  Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. + Adoption Assistance : Supporting your growing family. + Tuition Reimbursement : Invest in your education and career growth. + Employee Assistance Program (EAP) : Access to support and resources. + Financial and Banking Services : Various benefits and financial planning assistance . Benefits for Part-Time Employees Working 20+ Hours/Week: + Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants. + Generous Parental Leave : Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: + Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future + Paid Sick and Safe Leave : For your health and safety. + Employee Assistance Program (EAP) : Access to support and resources. + Financial and Banking Services : Various benefits and financial planning assistance . Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time. NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses and a wide range of benefits for eligible employees - like our Tuition Reimbursement Program. Join NBT Bank and build your career through the many growth, learning and collaborative opportunities made available across the company. + EEO is the law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) + EEO is the Law Poster Supplement + Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp\_%20English\_formattedESQA508c.pdf) + Family Medical Leave Act (FMLA) Poster + Employee Polygraph Protection Act (EPPA) (https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf) NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by Federal, State or local law. This policy applies to all terms of employment. NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Careers website or submission process, please call 1-888-804-1771 or contact us via email at humanresources@nbtbank.com. The Human Resources Shared Service Center hours of operation are Monday through Friday, 8:00 AM to 5:00 PM EST.