Pay Range: $92,198.00 - $123,077.00 Project Manager for regional and line of business loan reviews. Review all types of loans with focus on large or complex commercial credits to assess loan quality and credit administration. Summarize findings and conclusions in draft loan review reports. Mentor less experienced loan review officers. Helps identify emerging risk credits by conducting portfolio analysis on loans that originate under the Officers Loan Committee threshold and serves as the Reg. O Officer for the Bank. The position reports directly to the Director of Loan Review. Education and Experience: + Bachelor's degree in business, finance, accounting or related field – MBA or CPA preferred + Ten years in loan review, commercial lending or credit analysis + Graduate of a formal credit-training program offered through a major national/regional bank or industry organization (eg , RMA) preferred Prior supervisory experience Skills and Abilities: + Strong accounting and credit analysis background. + Strong oral and written communication skills. + Strong management and leadership skills. + Ability to use various computer programs and bank accounting system. + Understanding of economics, general business/commercial finance and accounting. + Legal knowledge of lending practices. + Knowledge of federal banking regulations. Unique Job Characteristics and Requirements: Solid understanding of regulatory risk grades and credit policy. Tasks Performed: + 50% Review all types of loans with focus on large or complex commercial credits to assess loan quality and credit administration. + 25% Conducts reviews of loans that are originated under the Officers Loan Committee threshold. Analyzes industry concentrations within the portfolio and recommends revisions based upon regulatory expectations. Provides support to Municipal Finance in the area of analysis and risk assessment. + 15% Serves as the Bank’s Regulation O Officer. Responsibilities to include monitoring of compliance with regulation, reporting, updating listing of related interests and provide guidance to the lenders. + 5% Other duties as assigned. + 5% Train, develop and mentor assigned staff, acts as a resource regarding lending, loan policy or regulatory issues. Physical Requirements: + Communicate effectively with internal and/or external customers + Stationary 75% of time or greater + Move Objects to Maximum 10 lbs Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses and a wide range of benefits for eligible employees - like our Tuition Reimbursement Program. Join NBT Bank and build your career through the many growth, learning and collaborative opportunities made available across the company. + EEO is the law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) + EEO is the Law Poster Supplement + Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp\_%20English\_formattedESQA508c.pdf) + Family Medical Leave Act (FMLA) Poster + Employee Polygraph Protection Act (EPPA) (https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf) NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by Federal, State or local law. This policy applies to all terms of employment. NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the Careers website or submission process, please call 1-888-804-1771 or contact us via email at humanresources@nbtbank.com. The Human Resources Shared Service Center hours of operation are Monday through Friday, 8:00 AM to 5:00 PM EST.