Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To ensure that prepared credit applications and dealer approvals are in alignment with risk and quality requirements that conform to Standard Bank's lending policy and that the applications are timeously packaged and submitted. To provide industry and asset finance specialist insights throughout the credit life cycle, executing on the sales acquisition strategy while ensuring risk is managed.

Qualifications

Type of Qualification: Degree or related qualification
Field of Study: minimum: NQF6 prefered: NQF7

Experience Required
Business Solutions
Business & Commercial Banking

2-3 years People Leadership experience.
3-4 years Experience in the preparation of credit proposals and analysing financial statements.

Experience in credit risk management.

Experience in managing a team. Asset life cycle management.

Must have completed FAIS RE 5 requirements.

Additional Information

Behavioural Competencies:

Adopting Practical ApproachesArticulating InformationChecking ThingsEmbracing ChangeExamining InformationInteracting with PeopleInterpreting DataMaking DecisionsManaging TasksShowing ComposureUnderstanding PeopleUpholding Standards

Technical Competencies:

Asset Based LendingFinancial Statement AnalysisRisk AcceptanceRisk AwarenessRisk IdentificationRisk Management