Central, Hong Kong Island, Hong Kong
3 days ago
Manager, Unsecured Lending - Wealth & Personal Banking

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Wealth and Personal Banking (WPB) helps deliver on HSBC’s purpose of opening up a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities and exceptional people. Our international network and breadth of expertise enable us to support individuals, families, business owners, investors and entrepreneurs. Wealth and Personal Banking has four key business areas responsible for efficiently bringing the best of HSBC to our clients through a broad and relevant suite of wealth and retail banking capabilities: Asset Management, Global Private Banking Wealth, HSBC Life, Retail Banking Strategy and COO Digital Transformation.

We are currently seeking a high calibre professional to join our team as an Manager, Unsecured Lending.

Principal Responsibilities

Formulate the personal loan pricing strategies to ensure competitiveness while maximizing revenue Work closely with channels and stakeholders in achieving business outcomes and sustainable growth Stay on top of lending market dynamics and be aware of competitors' tactics to develop and enhance product and features to maintain competitiveness in the marketResponsible for personal loans acquisition and retention strategies to expand the customer base and deepen loan penetration Collaborate with Risk team on credit policy refinement to balance risk and return as well as ensuring regulatory requirements are metLeverage on data analytics to develop business insights, identify business gaps and opportunities and keep track of business performanceManage and lead the enhancement initiatives and digital journey projects to increase sales performance and ensure satisfactory customer experience Explore strategic lending product partnership to create and deliver new business opportunities effectively
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