Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job DescriptionUtilize Visa's data and analytic capabilities, technology, and industry expertise to develop, standardized and implement the consulting solutions focused on Credit RiskIdentify relevant market trends by country, based on a deep analysis of payment industry information. Interacting with several internal and external stakeholders for the strategic definition of analysis and initiatives.Continuously develop and present innovative ideas in order to improve risk practices.Perform client-specific analysis on portfolio data including proprietary information, such as customer demographics, activity, spend levels, behavioral scores, financial information, among others.Communicate complex concepts and the results of the analyses in a clear and effective manner.Support knowledge transfer to facilitate implementation of recommendations provided.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications
5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications
6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
BA/BS required. MBA or other relevant Master's degree preferred (eg.: Risk Management, Financial, Statistics, Engineering)
Experience in credit risk
8+ years of overall experience with a preferred minimum of 5 in a banking, credit bureau, or retailer. Experience in credit risk in the retail banking, payments and financial services
Experience with analyze, measure credit and collection strategies using scores and variables combined to optimize credit results
Work with large volume of data to extract, clean and manipulate large datasets using standard tools such as Hadoop, SAS, Phyton and SQL
Knowledge of data visualization tools such as Tableau
Transform data and analysis to a business language

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.