**Description** **You Lead the Way. We’ve Got Your Back.** With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. This Finance position in the Credit & Fraud Risk Controllership (C&FRC) organization will play a key role in achieving our goal to protect and assure the integrity of the AXP financial statements and proactively mitigate controllable financial risk. As part of a world-class Controllership group, the C&FRC organization is responsible for managing end to end credit process from reserve adequacy assessment to the SEC and regulatory reporting. This role will be responsible for credit reserve accounting & reporting, governance & results analysis for AXP reserves and its subsidiaries **Responsibilities:** + Responsible for accurate and timely reporting of credit reserves + Responsible for regular co-ordination with global stakeholders to get the right level of information. + Partner & collaborate with Credit & Fraud Risk, Risk Finance, Model Governance team to assess & record reserving for qualitative factors. + Perform analytics on big data to generate insights on measure of credit metrics and drivers of performance. + Support change management related to continuous improvement along with overall controls & governance. + Partner with Business, Network and Technology teams to support platform modernization & automation initiatives. + Support internal and external audit reviews and controls including SOX PRSA Management along with regulators queries/exam + Manage a team of 1-2 resources **Minimum Qualifications:** + Experience with enterprise governance of credit reserves, related accounting and reporting in accordance with CECL framework + 5 years of accounting & reporting experience including good knowledge in US GAAP accounting, SEC, and Regulatory Reporting + Proficiency in Microsoft office ( power point, word) with strong presentation skills. + Attention to detail with a dedication to maintain and improving a strong control environment + Strong communicator; able to synthesize and communicate complex topics clearly + Strong analytical skills and knowledge of tools such as Oracle, Cornerstone, Tableau, TM1 etc. + Strong process orientation and analytical problem-solving skills demonstrated process improvement experience. + Results driven, self-starter, able to lead and influence without direct authority. + Ability to be flexible, prioritize multiple demands, and effectively manage in a matrix organization. + Effective leadership skills and commitment to mentoring, coaching, and developing direct reports **Preferred Qualifications:** + Degree in Finance, CPA /CA /MBA (top tier) preferred + Knowledge of Amex systems (Triumph, Globestar, Oracle) will be a plus + Experience of leading enterprise-wide initiatives, collaboration, and building cross functional network is preferred **Non-considerations for sponsorship:** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions. **Qualifications** Salary Range: $80,000.00 to $155,000.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors. We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement. If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters. **Job:** Finance **Primary Location:** US-New York-New York **Other Locations:** US-New York-New York **Schedule** Full-time **Req ID:** 24020390