**Description** **You Lead the Way. We’ve Got Your Back.** With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex. **US Consumer Investment Optimization** The US Consumer Investment Optimization team plays a critical role managing a $3B investment budget which is used to fuel top-line growth across the US Consumer portfolio. As part of the team, the candidate will focus on decision support around investment optimization in order to prioritize and make recommendations on the best investments to fund. Ability to communicate effectively will be key as the candidate will be working with multiple stakeholders across Blue Box. This is a high-visibility role with frequent exposure to senior leaders in Business and Finance organizations. As such, the ideal candidate must possess not only stellar analytical acumen, but also excellent communication skills and the ability to tailor complex messages to the appropriate audience in a very collaborative manner. **Key responsibilities include:** + Provide insights into investment optimization and decisioning, including driving investment efficiencies across Prospect and Customer marketing channels + Independently lead projects by conducting analyses on business cases, past portfolio performances, assessing channel profitability, product refreshes, as well as various other ad hoc decision support needs + Collaborate with Marketing and Product teams on investment management ranging from day-to-day campaign management/ funding decisions , related partner negotiations, and budget allocations to ensure volumes at scale are achieved through the most efficient means + Liaise and collaborate with Controllership and Marketing to understand overall P&L impacts as well as help support official Forecasting processes **Minimum Qualifications:** + 3 years of relevant experience + Demonstrated excellent strategic thought leadership skills and creativity, as well as strong financial and analytical skills + Solid understanding of financial statements, discounted equity cash flow valuation and card economics + Ability to create and maintain financial and economic models + Highly motivated individual with desire to work on ambiguous projects and the ability to break down complex ideas into understandable and actionable messages + Ability to build relationships with business partners by influencing decisions with sound logic and analytics **Preferred Qualifications:** + Ease with complex data sets, including advanced excel, programming and visualization knowledge a plus (TM1, SQL, Python, Tableau or Power BI preferred) **Non-considerations for sponsorship:** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions. **Qualifications** Salary Range: $80,000.00 to $155,000.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors. We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement. If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters. **Job:** Finance **Primary Location:** US-New York-New York **Schedule** Full-time **Req ID:** 24021020