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Why Choose Manulife?

Competitive salary packages and performance bonusesDay 1 HMO coverage, including FREE coverage for your dependents (inclusive of same-sex partners)Retirement savings benefitA rewarding culture that values wellness and well-beingPerformance bonusesAccess to a global network of industry expertsExtensive training resources

Manulife is a leading international financial services provider, helping people make decisions easier and lives better. Help shape the future you want to see—and discover that better can take you anywhere you want to go.

We are seeking a skilled and knowledgeable Medical Doctor/Consultant to provide expert medical opinions and manage referrals within our underwriting function. This role is crucial for ensuring accurate risk assessment and decision-making in our insurance processes.

Key Responsibilities:

Medical Opinion Provision: Analyze and interpret medical reports, test results, and health records to provide expert opinions that inform underwriting decisions.

Case Evaluation: Assess complex medical cases and provide recommendations on insurability and risk levels to underwriters.

Collaboration: Work closely with underwriters to clarify medical aspects of cases and ensure informed decision-making.

Referral Management: Handle incoming medical referrals from underwriters, prioritize urgent cases, and ensure timely and accurate evaluations.

Guideline Development: Assist in the creation and revision of medical underwriting guidelines and protocols to improve assessment accuracy and efficiency.

Continuous Learning: Stay updated on medical advancements, emerging health trends, and regulatory changes affecting underwriting practices.

Communication: Clearly communicate complex medical information to non-medical professionals and stakeholders in an understandable manner.

Documentation: Maintain accurate and detailed records of cases reviewed and decisions made, ensuring compliance with company policies and regulations.

Management Assistance: Assist with management responsibilities, including monitoring medical service standards and quality/audit reviews.

Qualifications:

Medical degree (MD or equivalent) with a valid license to practice.

At least 5 years of clinical experience, preferably in internal medicine and family medicine.

Strong analytical skills to assess medical information and determine risk implications.

Excellent communication skills, both written and verbal, for effective collaboration and reporting.

Familiarity with insurance underwriting principles and practices is a plus.

Ability to work independently and make sound judgments in complex cases.

Attention to detail and a commitment to maintaining high standards of accuracy and integrity.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact recruitment@manulife.com.

Working Arrangement

Hybrid