The Disclosure Specialist is accountable for managing and overseeing the residential mortgage disclosure process, ensuring compliance with all regulatory requirements and Firm policies. Your role involves preparing, reviewing, and delivering required disclosures to clients within specified timelines, working closely with other mortgage professionals and compliance teams. Provide guidance to management when errors or discrepancies are identified and advise when revisions are needed to any policies and procedures.
• ensure accurate, timely, and compliance of all loan disclosures including the Loan Estimate (LE), Change of Circumstance (COC), and Closing Disclosure (CD)
• assume responsibility for complex disclosures; identify and resolve discrepancies
• effectively manage a time sensitive pipeline, ability to prioritize and problem solve
• communicate with title companies to gather information for accurate fee disclosures
• review and validate change of circumstances
• respond to audit results and communicate in a positive and professional manner