Nashville, TN, 37230, USA
22 hours ago
Mortgage Loan Consultant
Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION : Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales One Bank objectives . Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying , assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES : + Works with sales leadership and assigned Senior Loan Originator to develop both internal and external referral contacts (realtors, builders, professional , COIs and persona l ). + Works with sales leadership and assigned Senior Loan Originator to lear n and master all aspects and components of the mortgage loan originator position. + This would include , but not limited to, agency and portfolio guidelines, processing, underwriting, closing, and pricing procedures. + Maintain knowledge of Fifth Third Mortgage Company's policies and procedures, available loan products, processing procedures, and underwriting and general departmental guidelines . C ompletes all required training on time. + Follow defined protocol for escalation underwriting and pricing exceptions. + Take applications by completing URLA on laptop. + Utilize available technology and support for communication and access of daily rates, applicant credit reports , origination of loan files and uploading of files to operations . + Collect appropriate documentation from applicant (s) and deliver loan package in the time frames set by management. + Work with sales leadership and assigned Senior Loan Originator to manage pipeline for all originated loans through closing. + Communicate appropriately and timely with branches and/or applicants providing updates and status reports. + Maintain high levels of customer service while managing each applicant's and Fifth Third expectations. + Attend and participate in all Mortgage and Consumer Lending sales meetings , calls and training as required by management . + Collect application fees on loan applications per policy. + Participate in One Bank making appropriate referrals to other lines of business. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: + High school diploma or equivalent mandatory. Four-year college degree preferred. + Demonstrated organizational skills. + Strong written and verbal communications skills. + Demonstrated teamwork and customer service skills. + Ability to maintain an intense optimism and focus on achieving goals even under adversity. + Proven computer skills. + Basic sales technique skills. + Strong desire to excel in a competitive environment. + This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Mortgage Loan Consultant LOCATION -- Nashville, Tennessee 37219 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
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