At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
Get to know us: About - Gesa Credit Union
Role Summary:
Under the direction of the AVP of Home Loan Operations, the Mortgage Lock/Disclosure Desk will be responsible for processing all lock-related requests submitted by Mortgage Loan Officers. This role is also responsible for disclosing and monitoring initial and revised disclosures to ensure accuracy and timeliness.
What You Will Be Doing: Produce/maintain daily rate sheets. Upload rates to LOS and Nautilus. Work with third party vendor to resolve issues that arise when rates do not upload to the rate sheet Monitor Lock Desk queue for lock requests, lock extensions, re-locks, and re-pricing of loans in Loan Operating System (LOS) as requested and ensure pricing calculations are correct Lock and extend loans on investor websites in a timely fashion to prevent loss of margin due to intraday market movements Manage the locked loan pipeline and provide daily updates to management including lock expirations, and loan status Work with loan officers and operations team to extend locks as needed Provide support to mortgage loan officers and operations team members with pricing scenarios Responsible to compile and complete new investor applications as well as annual recertification for current investors Generate Change of Circumstance/Loan Estimates adhering to regulatory timing requirements Monitor 3-Day Disclosure Report. Generate and deliver Initial Disclosures promptly and accurately within regulatory timing/valid Change of Circumstance requirements Display mutual respect, trust and dignity, while acting in the best interest of the credit union. Lead by example by always displaying solid ethics and integrity and consistently display respect for all areas of diversity and levels of knowledge Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism
About You: Ability to maintain a high level of accuracy and precision through strong attention to detail Strong ability to work self-sufficiently and adhere to strict deadlines Ability to organize, prioritize and respond simultaneously to multiple tasks and requests Consistently display interpersonal skills to relate effectively and professionally to peers and all levels of management Ability to promote and participate in a cohesive team environment Ability to effectively communicate ideas and information, both orally and in writing