Salem, OR, 97311, USA
6 days ago
Mortgage Quality Control Specialist
Mortgage Quality Control Specialist Are you a detail-oriented problem solver with a keen eye for accuracy? Willamette Valley Bank is looking for a Mortgage Quality Control Specialist to help ensure the highest standards in mortgage lending. In this role, you’ll play a key part in maintaining quality control throughout the process - reviewing loans, ensuring compliance with investor guidelines, and upholding internal standards. Some of the Key Responsibilities Include + Review file documentation to verify compliance with Bank, regulation, and investor requirements (conventional, FHA, VA, USDA, and state bond programs) + Maintain a thorough understanding of and perform reviews to ensure all applicable lending compliance regulations are adhered to, up to and including but not limited to: HMDA, FCRA, REG Z, Fair Housing, ECOA, Biggert-Waters Flood Insurance Reform, and applicable state laws, lending and banking regulations + Monitor active pipeline to ensure loan notes meet company policies + Make sure all documents are complete, accurate, and scanned to the file + Compare loan documentation to loan operating system and reported HMDA data and analyze data to correct inaccuracies + Report results of Quality Control reviews to management + Assist Home Loan Production management with compliance related issues as necessary What We Offer + Competitive compensation and benefits package + A caring, stable and safe working environment + Experienced and helpful leadership Qualifications + This position may be worked on-site if space is available in reasonable geographic vicinity of an existing company location + High School diploma or general education degree (GED) and one or more year's related experience and/or training/education required + Demonstrate a working knowledge of the mortgage servicing function, quality control for servicing, and compliance regulations as they relate to real estate lending + Advanced Excel knowledge required + Ability to communicate with various levels of management, employees, and coworkers in a friendly and courteous manner + Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations + Ability to define problems, collect data, establish facts, and draw valid conclusions + The ability to prepare reports and memos + Must be able to meet all requirements of the servicing and origination quality control plans accurately and timely + Strong communication skills required About Us Where Local Means Everything… If you ask us, local means that our connection to the places in which we work goes beyond geography, it means we are ingrained in the local economy, we are part of the culture, and we help support our neighbors through volunteering, community outreach, and charitable donations. Banking Local means your money gets reinvested into your local communities and keeps your small towns thriving. When you put your money in a local bank, you are helping to provide a tractor to local farmers, an oven for the neighborhood bakery, and a home for the family next door. Willamette Valley Bank is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@wvbk.com
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