Location:

For Those Who Work At Home - Various, Ohio 44144

This is a fully remote position.

Typical hours are Monday - Friday 8 am EST - 5pm EST.

ABOUT THE JOB (JOB BRIEF)

The Mortgage Senior Loan Processor is  responsible for ensuring loans are processed accurately and in a timely manner and  must monitor and maintain compliance with all guidelines, policies and procedures established by federal, state, local and investor guidelines.  In this role, it is important to ensure internal and external customer service expectations are exceedingly satisfied and to establish pro-active and timely communication to clients, Loan Officers, Branch referring partners, Underwriters and the closing department.  The Mortgage Senior Loan Processor obtains necessary information and documentation to process and complete mortgage loan files.  Verifies all documentation for accuracy and completeness.  Knowledge of the mortgage loan process and associated documentation with a strong understanding of regulations and laws associated with residential lending is critical for success in this position.  Ability to determine incomplete, inaccurate or missing information.  To motivate, problem solve, counsel or influence others is a material part of the job, requiring a significant level of diplomacy and trust.

ESSENTIAL JOB FUNCTIONS

Review all loan applications for accuracy, completeness and complianceMonitor and maintain an application pipelineReceive and review documentation from clients related to income, asset and credit profilesImage/index, review and submit completed files via the loan origination system to the underwriting departmentDirectly communicate with Loan Officers, clients, service providers and branch referring partner to gather and clear underwriting conditions; primarily responsible for documentation collectionProvide exceptional service for both internal and external customersOrdering third party documentation; verify vendor orders are complete and invoices receivedCommunicate with various companies to obtain property survey, flood certificate, title commitment and payoff informationMaintain knowledge of industry compliance standard rules and regulationsProvide guideance, answer questions and act as a mentor to other less experienced Mortgage Loan Processors.Review Hazard Insurance for required coverage and Insurance Carrier ratingReview title work for seasoning requirements, liens, entity issues, etc…Review flood certificates for flood status

REQUIRED QUALIFICATIONS

High school diploma or equivalent work experience requiredMinimum of 5 years residential mortgage processing experience on agency products strongly preferredMinimum of 2 years purchase processing experience strongly preferredWorking knowledge of PC (MS Windows and Office Products including Word, Excel, etc.)Knowledge of RESPA guidelines, general knowledge of all mortgage and consumer lending regulationsStrong math and analytical skillsFoundational knowledge of tax returns; Foundation knowledge of FHA, VA, Conventional, Jumbo (preferred).  Other products, (i.e.) CP, USDA, HELOC preferred but not required.Excellent written and verbal communication skills and ability to work in a team environmentDemonstrated ability to prioritize, multi-task, meet deadlines and adapt to changing priorities with strong organizational skills.Proven success working in fast-paced, high volume environmentsPrecise attention to detailAbility to network and interct with others to build internal relationships to foster team environment.Demonstrated knowledge of purchase lending requirements and documentationAbility to handle competing priorities effectively and within established timeframesHigh level of integrity and trust; must be a team player with a selfless attitudeDemonstrated strong customer service skillsAbility to work varying hours and overtime if needed

COMPENSATION AND BENEFITS

Equal Pay Posting Language

This position is eligible to earn an hourly rate of $26-29 per hour based on experience and geography. Compensation for this role also includes short-term incentive compensation subject to individual and company performance. 

Please click here for a list of benefits for which this position is eligible.

Key has implemented a role-based Mobile by Design approach to our employee workspaces, dedicating space to those whose roles require specific workspaces, while providing flexible options for roles which are less dependent on assigned workspaces and can be performed effectively in a mobile environment. As a result, this role may be Mobile or Home-based, which means you may work primarily either at a home office or in a Key facility to perform your job duties.

Job Posting Expiration Date: 12/27/2024

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.

 

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.

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