Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

As a Mortgage Underwriter at Schwab Bank, you’ll play a critical role in assessing mortgage and lines of credit applications with accuracy and expertise. You’ll analyze applicant financials, credit history, and prepare summaries in order to make informed, balanced decisions. Your work directly impacts the lives of families and individuals looking to “own their tomorrow”.

We’re looking for someone who can balance analytical skills with an understanding of the real-world impact of their work. If you are passionate about helping people, while ensuring sound financial practices, this role is an opportunity to make a difference.

What you have

Required qualifications:

5+ years of mortgage origination underwriting experience, with familiarity in FNMA requirements and experience with Ability To Repay/CFPB guidanceProven track record in consumer credit analysis, underwriting, review and approval

Preferred qualifications:

Bachelors degreeStrong quantitative skills with the ability to make complex assessmentsAbility to convey complex financial information in a clear manner, both verbally and in writingStrong ability to spot potential issues in applications and ensure accuracy in all documentation and decision-makingA deep understanding that is loan is a significant life step for the borrower, with a commitment to providing an excellent experienceAbility to influence across organizations and build strong partnershipsStrong Excel skills

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, we’re committed to empowering our employees’ personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you’ll get the tools you need to make a positive difference in the finance industry. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

401(k) with company match and Employee stock purchase planPaid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positionsPaid parental leave and family building benefitsTuition reimbursementHealth, dental, and vision insurance Apply Save job