**Your opportunity** At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together. As a Mortgage Underwriter at Schwab Bank, you’ll play a critical role in assessing mortgage and lines of credit applications with accuracy and expertise. You’ll analyze applicant financials, credit history, and prepare summaries in order to make informed, balanced decisions. Your work directly impacts the lives of families and individuals looking to “own their tomorrow”. We’re looking for someone who can balance analytical skills with an understanding of the real-world impact of their work. If you are passionate about helping people, while ensuring sound financial practices, this role is an opportunity to make a difference. **What you have** **Required qualifications:** + 5+ years of mortgage origination underwriting experience, with familiarity in FNMA requirements and experience with Ability To Repay/CFPB guidance + Proven track record in consumer credit analysis, underwriting, review and approval **Preferred qualifications** : + Bachelors degree + Strong quantitative skills with the ability to make complex assessments + Ability to convey complex financial information in a clear manner, both verbally and in writing + Strong ability to spot potential issues in applications and ensure accuracy in all documentation and decision-making + A deep understanding that is loan is a significant life step for the borrower, with a commitment to providing an excellent experience + Ability to influence across organizations and build strong partnerships + Strong Excel skills **In addition to the salary range, this role is also eligible for bonus or incentive opportunities.** **What’s in it for you** At Schwab, we’re committed to empowering our employees’ personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you’ll get the tools you need to make a positive difference in the finance industry. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you – both today and in the future: + 401(k) with company match and Employee stock purchase plan + Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions + Paid parental leave and family building benefits + Tuition reimbursement + Health, dental, and vision insurance What’s in it for you: At Schwab, we’re committed to empowering our employees’ personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you’ll get the tools you need to make a positive difference in the finance industry. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you – both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance Schwab is an affirmative action employer, focused on employing and advancing in employment, qualified women, racial and ethnic minorities, protected veterans, and individuals with disabilities in the workplace. If you have a disability and require reasonable accommodations in the application process, contact Human Resources at applicantaccessibility@schwab.com or call 800-275-1281.