Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000 people across 30 countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose – the relentless pursuit of a world that works better for people – we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI.

Inviting applications for the role of [Management Trainee - Commercial Leasing Lending]

In this role, This position has responsibility to perform daily Corporate Loan Closings and Amendments wherein company is acting as Agent or Lender in a syndicated deal or bi-lateral. The position supports a robust portfolio of Loan Products/ Business Lines. The position requires a working knowledge of the Corporate Loan market, as well as experience managing a variety of daily tasks in a high volume and business facing environment

Responsibilities

Knowledge of general commercial banking products (especially commercial lending required), and Loan Documentation

Read and interpret legal documents like Credit Agreement / loan agreement, Amendments, Amendment Restated Credit Agreement, Fee letter, etc.

Prepare Credit Facility set-up for New Deals, Renewals, Terminations, Amendments, Trade Processing Allocation adjustments as per approved Credit Applications by verifying the accuracy and completeness in accordance with approved credit application and relevant documents.

Utilize knowledge of bank policies, procedures and accounting principles to ensure timely and accurate processing of new/renewal facility set-up via direct communication with Business lines and accurate instructions to Administration Group.

Interact with customers and facilitate the processing of all bank documents submitted in alignment with business transactions completed in compliance with departments procedure.

Facilitate accurate record keeping, approval of all documentation and ensure the appropriate dissemination of relevant documentation to necessary departments. - Recommend ways in which to improve and streamline workflow which will generate higher level of customer satisfaction.

Provide detailed feedback to appropriate parties utilizing communication skills related to customer’s business or suspicious activities.

Support other sections within the department and perform general office duties as needed.

In-depth knowledge of corporate banking procedures, products and operations as required

Expertise in continuously reviewing workflow and recommended organizational changes

Multi-tasking and time management skills

Ensures adherence to all bank policies and procedures relative to Regulatory Compliance.

Ensure all departmental structural and procedural changes are implemented where necessary

Qualifications we seek in you

Minimum Qualifications

Post Graduate/ Graduate (Commerce/Finance Graduates)

Relevant Commercial Lending experience required

Knowledge of Syndicated and Commercial Loan products.

Knowledge and experience working in a Loan Operations team.

Good communication and inter-personal skills

Preferred Qualifications/ Skills

Competency in Finance/Accounting

Good Comprehension skills

Good Analytical/Reasoning skills

Ability to read, Interpret and analyze legal language

Good Written and Verbal Communication Skills

Deadline driven and strong multi-tasking skills

Ability to make good judgments and have a tact for solving problems.

Ability to effectively deal with customers, investors/lenders/Agent banks, relationship managers and syndications teams.

Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook.

Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training.