General Description: Assess medium to large risks of a complex nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.
Responsibilities: Underwrite and analyze new and renewal accounts for the most complex assignments.Serve as a subject matter expert to review insurance coverages and policies.Assess the risk to determine the appropriate price, coverage, and terms and conditions. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance. Identify the need, order, and evaluate additional risk assessment information.Underwrite within defined broad limits and authority.  Establish underwriting policy and procedures. Provide reports to management. Develop and maintain working relationships with agencies. Communicate effectively through broker negotiations to ensure new business flow and profitable production.  Responsible for training and coaching other underwriting team members as needed.Communicate with agents to obtain supplemental underwriting information.Analyze and rate endorsement requests.May require some travel for educational development or client relationship building.
Knowledge, Skills and Abilities:5+ years of underwriting experience. High school diploma or equivalent required.For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required. Broad knowledge of insurance industry. Ability to negotiate with strong mathematical skills. Strong written, verbal, and interpersonal communication skills.Working knowledge of Microsoft Office suite of products. Strong organizational and analytical skills with attention to detail and accuracy.  Ability to travel 15% of the time. 
Physical Demands:Work is performed in a climate-controlled office environment with minimal noise and limited to no exposure to chemicals or toxins. Employees operate office equipment including telephone - headset, computer, computer monitors, keyboard, mouse, copier, scanner, and mail machine. Physical tasks of job include walking, sitting, standing, bending, and typing.

Analysis of Physical Demands:Constantly (over 66% of time) work performed requires employees to use repetitive hand motions such as typing using a keyboard and sitting at a desk.Frequently (34%-66% of time) work performed requires employees to handle and grasp things, walk on normal surfaces, stand, and bend. Occasionally (1%-33% of time) work performed requires employees to drive to client appointments, have repetitive foot movements, walk on uneven or slippery surfaces to and from work and occasionally reach outward to grab things and bend.Rarely (< than 1 hour per week) work performed requires lifting/carrying items that range from 10-50lbs, pushing/pulling items that range from 10-50lbs, twisting/turning including reaching over shoulder or above head, kneeling or squatting.