Austin, TX, 78703, USA
55 days ago
Principal analyst: Credit Strategy & Advanced Business Analytics
**General information** **Ref #** 16945 **Remote?** No **Ally and Your Career** * Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? **The Opportunity** This is an individual contributor role. The individual in this role will work on initiatives that will have direct impact to Ally's auto loan business. Primary responsibilities will include using cutting-edge analytics to develop strategies and capabilities to maximize value for the auto loan originations business. The ideal candidate is passionate about delivering results, must be an innovative and strategic thinker, willing to challenge status quo, can learn quickly, is self-motivated and detail oriented. **The Work Itself** * Independently lead analysis and develop strategies for auto loan originations business * Leverage multiple data sources to develop analytical frameworks and strategies to optimize the business performance * Conduct ad-hoc anlayses to derive insights and identify areas of opportunities * Present analyses and recommendations to multiple stakeholders * Collaborate with multiple partners in a matrix environment as required * Assist in creating analytic knowledge synergies across the organization **The Skills You Bring** * Bachelor’s degree in Business, Finance, Operations Research, Statistics, Technology, Economics or a similar discipline with quantitative focus, master’s degree preferred. * 5+ years of analytics experience preferred. * Strong application knowledge of SQL, Python, Strong analytical, communication (written and oral), and interpersonal skills. * Experience with logistic regression, decision trees, survival analysis, mathematical program is a plus. * Ability to prioritize workload and balance multiple initiatives and efforts * Ability to respond quickly to a changing environment. * Experience in auto lending or financial services industry preferred. **How We'll Have Your Back** * Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs. Who We Are: Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com. Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation. **_Base Pay Range:_** **Emerging:** 110000 **Experienced:** 145000 **Expert:** 180000 Incentive Compensation: This position is eligible to participate in our annual incentive plan
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