Private Bank Credit Operations - Analyst
JP Morgan
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area? You have found the right team!
As an Analyst in the Private Bank Credit Operations, you will work closely with Securities Based Lending (SBL) Lenders, Lending Advisors, and Credit Risk Executives to deliver excellent client service, facilitate the origination of loans, monitor credit risk exposures, and provide comprehensive credit solutions for clients of the Private Bank's Ultra High Net Worth market teams.
Job Responsibilities:
Assist SBL Lenders in underwriting all facilities secured by clients’ investment portfolios, including new requests, annual reviews, and monitoring of ongoing credit risk events such as margin calls, document credit exceptions, and unauthorized excesses in accordance with the Credit and Risk policies of the Private Bank. Analyze collateral pool and grade appropriately per credit policy, including ability to flag any credit exceptions or non-standard terms for review Handle credit documentation, including preparation, liaising with internal legal on documentation drafting, signature verification, scanning, and filing. Monitor and review the loan portfolio, regularize excesses (shortfalls) as per the Credit guidelines, regulations, credit policies, and guidelines. Collaborate closely with the Credit Underwriting team, Credit Executives, and other stakeholders on exception handling for credit facilities extended to Asia Private Banking clients. Assist Lenders in pipeline management and other strategic initiatives. Explore and develop automation opportunities for existing reports using Intelligent Automation tools like Alteryx, Python, Unqork, UiPath and Xceptor.Required Qualifications, Capabilities, and Skills:
Bachelor’s degree in Business, Finance, or related disciplines Maximum 2 years of relevant work experience in Credit Risk or Lending in a financial institution High-level analytical skills - able to use qualitative and quantitative tools to analyze complex financial situations. Strong communication (written/verbal) and interpersonal skills. High level of attention to detail with good time management. Teamwork ethic and focus; ability to work under pressure and meet deadlines. Good organizational skills and ability to work with minimal supervision. Demonstrated interest in financial markets and understanding of risk measures.Preferred Qualifications, Capabilities, and Skills:
Hands on knowledge of credit documentation preparation is a plus Knowledge and/or experience of KYC and cross-border regulatory issues. Good understanding of PB credit products, financial markets, and the securities industry. Proficiency in Tableau, Alteryx, Python would be a strong plus.
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