Over 40M Americans have poor or thin file credit. These individuals often struggle to make ends meet, and rely on predatory products like payday or pawn shop loans. At Cash App Lending, we offer alternatives that are far cheaper, simpler, and straightforward. The results speak for themselves: we have grown nearly 3x in the last 12 months, and we’re providing our customers with over $8B of credit access annually. We’ve got a long journey ahead, as we’ve realized less than 10% of our overall opportunity. 

A major focus area is helping our customers pay over time, as our customers often can’t pay for essentials like groceries, gas, or school supplies. We recently launched a pilot that allows customers to pay over time for their recent Cash Card purchases and the results have been extremely promising. Your job will be to take our initial pilot, massively improve it, and scale it to millions of customers. This role has significant executive visibility and is a top priority for the company.

You will:

Partner with design and engineering to build a simple and delightful UX. 

Partner with the ML team to maximize access to credit within risk loss constraints.

Partner with legal and compliance to keep us in good standing with our regulators. 

Partner with other product teams to weave Pay Over Time into the broader Cash App ecosystem. 

Drive cross functional and executive alignment around a vision and roadmap.