**Overview:** Analyze a variety of commercial loans for placement with third party investors, including Fannie Mae, Freddie Mac, FHA, Conduit and Life Companies. **Primary Responsibilities:** + Analyze/spread operating statements for multifamily loan transactions. + Responsible for accurate loan sizing and overall risk assessment prior to loan application utilizing Fannie Mae and Freddie Mac multifamily underwriting guidelines. + Interview prospective borrowers to obtain critical property, management and borrower details for each transaction. + Work with loan originators and help negotiate deal terms. + Interact with Fannie Mae and Freddie Mac representatives regarding loan transaction terms. Education and Experience Required: Bachelor's Degree and a minimum of 3 years' Commercial Real Estate, Finance and/or related experience, or in lieu of a degree, a combined minimum of 7 years' higher education and/or work experience, including a minimum of 3 years Commercial Real Estate, Finance and/or related experience. Good Microsoft Excel skills. Excellent interpersonal skills. Excellent analytical skills. Ability to simultaneously manage several loan transactions. Education and Experience Preferred: Fannie Mae/Freddie Mac multifamily underwriting experience. Multifamily appraisal experience. Bank credit training. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $87,822.93 - $146,371.55 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. **Location:** New York, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.