The Regional Product Manager is accountable for managing region specific profitable growth strategies, coordinating rate review processes for specific jurisdictions, overseeing implementation of rate changes/pricing strategies to ensure deadlines are met, changes are accurate and appropriate regulatory approval is obtained, managing the inflow of bulletins and state regulatory changes taking appropriate action to ensure compliance, and managing binding suspensions in consultation with Line Leaders. This role will report to the VP Regional Product Leader.

Key Responsibilities: 

Accountable for driving profitable growth of assigned region  Work with field to develop strategies to increase submission flow, new business and drive profitable growth  Develop, lead, and monitor various regional growth projects  Assist in the development and implementation of underwriting guidelines for the region  Work in a team environment with Sales, Underwriting, Risk Consulting, Operations, IT, Claims, General Counsel, Home Office Product Management and Actuarial to achieve business plans  Work with field representatives and Line of Business leads to address outcomes of rate indications by developing pricing and/or underwriting actions that contribute to growth while maintaining profitability and target market focus  Work with Regional Team to monitor/identify emerging trends/concerns regarding PML growth and take actions to control it  Assure that pricing changes adhere to both rate adequacy requirements, as well as national rate plan designs which maximize alignment of rate to exposure and US rate plan consistency  Evaluate market competitiveness. This includes: working with the Analytics team and field representatives to determine pricing competitiveness, having an understanding of market drivers for personal lines of business and evaluating competitive advantages/disadvantages of our products  Provide marketplace-based insights and recommendations to improve rating accuracy, competitiveness, coverage needs, and client/agent experience  Assist the audit team on specific underwriting reviews for assigned region  Assist branches in yearly strategic planning for assigned region  Assist Personal Lines Training and Education with instruction around underwriting and rating Broad understanding of personal lines of business including rate indications, pricing, and coverage as well as an understanding of geographic and regulatory issues/concerns  Familiarity with multivariate pricing segmentation and underwriting models  Excellent negotiation, analytical and organizational skills with the ability to balance strategic and tactical work  Data-driven decision maker; able to complete thorough research and investigation yet make decisions in a reasonable timeframe  Strong written and verbal communication skills  Ability to effectively work independently and with established teams  Proficient with all Microsoft Office Products (Excel, PowerPoint, Word, etc.)

Education and Experience:

Bachelor’s degree within an analytic field with superior academic performance Minimum of 6 years of experience in the insurance industry, preferably in an analytical role Experience with High Valued Products desired Experience with broad range of geographic jurisdictions desired