**Overview:** Help to mitigate losses by coordinating the repossession of delinquent collateralized consumer bank auto & recreational vehicle loans (e.g., boats, RV’s, motorcycles). **Primary Responsibilities:** + Receive referrals from in-house Collections departments, typically at the 85 day past due point, or by way of voluntary repossessions. + Coordinate the repossession and transportation of collateral with dedicated list of external repossession agents. + Ensure repossession agents are provided with all necessary and accurate information to successfully recover collateral. + Interact with in-house collectors, external vendors, attorneys and law enforcement to ensure successful recovery of collateral. + Research value of collateral in order to provide information to Remarketing Team to determine the cost and benefit of repossession activity. + Perform skip-tracing as necessary to locate collateral if repossession agents are unable to locate collateral after two attempts. Make customer contact in order to coordinate payments or collateral surrender. + Perform collections activities as needed. + Negotiate settlements with mechanic’s lien holders, impound lots, marinas, dealerships, etc. + Participate in Audits at vendor sites as requested by management. + Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Promote an environment that supports diversity and reflects the M&T Bank brand. + Complete other related duties as assigned. **Scope of Responsibilities:** Works 200+ accounts per week. Direct contact with external repossession agent vendors, attorneys and law enforcement. This position has customer contact. **Education and Experience Required:** A combined minimum of 3 years’ higher education and/or relevant work experience. Ability to travel up to 10% of the time. **Education and Experience Preferred:** Bachelor’s degree. Collections or repossession experience. Knowledge of M&T Bank systems. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Getzville, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.