Huntsville, AL, US
8 days ago
Residential Real Estate Relationship Manager I
Welcome page Returning Candidate? Log back in! Residential Real Estate Relationship Manager I Location US-AL-Huntsville Posted Date 1 week ago(10/29/2024 3:18 PM) Job ID 2024-17862 Category Administrative/Clerical Type Regular Full-Time Job Grade 14 FLSA Status Exempt Working Hours 8-5 Job Location: Company Res RE-Athens-Huntsville - 13714 Overview

The purpose of this job is to use commercial lending skills to provide practical application in the areas of portfolio management, preparation of loan packages, property inspections, relationship development and other duties as needed in such a way as to contribute to the overall achievement of departmental goals.

Responsibilities Determination of data required for loan packagesPortfolio management decisions within credit authorityLoan pricing decisions within authorityDetermine which customers are potential candidates for expanded services and identify qualified prospectsPractice commercial loan portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, renewal processing, loan doc prep and closing, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as neededPractice business development skills through the practical application of performing business calls to customers and prospective customers in order to gain further experience in outside loan production and negotiations and support achievement of new business goalsProvide high level of customer service to existing clients in order to build relationships, to expand development of business and to identify and create cross sell opportunities for other product linesMaintains professional community relations to increase the bank’s visibility and new business opportunities, and to further personal development. Qualifications Bachelor’s degree in business, finance, accounting, related field, or equivalent experienceMinimum of three years proven and progressive commercial lending/credit experience or equivalentExperience with real estate or commercial lending risk analysisDeveloped understanding of lending and credit approval process as well as pertinent bank policies and external regulationsPractical working knowledge of sales principlesDetailed knowledge of credit analysis practice and procedureFamiliarity with products and services offered by financial services institutionsEffective oral and written communication skillsExcellent interpersonal skillsDeveloped decision making and persuasion skillsProven ability to build relationshipsTime management/organization skillsComputer skills to include word processing and spreadsheet applicationCustomer contact and sales and service skills Options Apply for this job onlineApplyShareRefer this job to a friendRefer Sorry the Share function is not working properly at this moment. Please refresh the page and try again later. Share on your newsfeed Trustmark is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran or disability status, and any other status protected by law. Upon request, reasonable accommodations will be made for all qualified individuals with disabilities. If you need accommodation for any part of the application process because of a medical condition or disability please send an email to careers@trustmark.com or call 866-213-1418 to let us know the nature of your request.

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