Divisional Overview

The Risk Division is a team of specialists charged with managing the firm’s credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm’s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm’s success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.

Credit Risk (CR) is responsible for managing the firm’s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm’s risk appetite. Staffed with more than 300 professionals, CR operates through 11 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.

 

 Key Responsibilities 

Assess the credit and financial strength of counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors on Structured Finance, REIT corporate finance facilities and Commercial Real Estate financingsPerform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and regulatory risk ratings, where applicableProactively monitor and assess counterparts and industry subsectors and report relevant information and its impact to senior management in a timely mannerDevelop a thorough understanding of counterparty financial disclosures and transaction memorandaIdentify and escalate notable industry and performance trends and recommend appropriate action to senior team membersMonitor the performance of counterparties in the portfolio, including adherence to covenants and analyzing the counterparties’ performance relative to budget and/or underwriting expectationsDetermine macro factors impacting fundamental credit quality at both industry and sub-sector levelsPrepare and submit in depth analysis supporting the counterparties’ ratings for Federal regulatory examinations

 

Basic Qualifications

Bachelor’s Degree0-2 years of relevant experience in credit analysis or asset/portfolio management

 

Preferred Qualifications

Industry knowledge of Corporate Finance, Structured Finance and/or Commercial Real Estate FinancingFunctional work experience or strong academic background in accounting, corporate finance, investment analysis, and researchDemonstrate strong interest and knowledge in asset finance space (real estate, securitization and asset backed warehouse lending)Strong analytical and communication skills, both oral and writtenTeam player with an ability to work effectively with colleagues in other regional officesHighly motivated, flexibility, ability to learn quicklyStrong organizational skills and the ability to manage multiple assignments concurrently