Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Lead Credit Officer on the Banks and Broker Dealers team, you will leverage your analytical abilities and industry knowledge to make and support credit decisions for a diverse portfolio of clients. You will manage exposure to a variety of financial institutions, demonstrate sound credit judgement, and build strong relationships across the firm. 

Job Responsibilities

Manage exposure to a client base consisting of North American Banks, Broker Dealers, Fintechs, Credit Unions, Card Processors, and other financial institutionsLead due diligence, evaluate and action credit requests, risk grading, and on-going monitoring and management of a diverse portfolio of risk including traditional credit products, markets products (derivatives, trading, and financing), intraday liquidity facilities, and other credit exposures  Demonstrate sound credit judgement and effective risk monitoring through collaboration across multiple lines of business and credit teams Manage the daily risk demands of a portfolio of clients, evaluating and executing on a variety of transactions for financial institutionsOversee transaction execution, including client analysis, preparation of credit approval materials, lead discussions with bankers, legal documentation negotiation, setup of credit facilities and ongoing monitoring of clients post transaction approvalBuild strong relationships and maintain open communication channels with colleagues across the firm, including bankers, operations, legal, and finance  Monitor clients and update key stakeholders on important developments with regard to clients or industry and potential impact on credit ratingStay informed about the evolving economic, legislative, and regulatory environment that impacts the financial institution sectorProvide leadership and input into key projects and contribute to process and efficiency improvement initiatives Train and mentor the team’s junior credit officers, fostering their development and growth 

 

Required Qualifications, Capabilities and Skills 

Bachelor's Degree 7+ years of credit or market risk experience within financial services Knowledge of financial institutions Knowledge of accounting and ability to financial statements analysis Strong understanding of financial products, corporate finance and market dynamicsExperience negotiating loan and trading documentsStrong interest in client interaction and possess outstanding verbal and written communication skillsAbility to perform well under pressure in a demanding environmentCandidate should be highly proficient in Excel, Powerpoint and Word 

 

Preferred Qualifications, Capabilities and Skills 

Experience in wholesale credit risk and/or financial institution groups