As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Office Analyst, for Business Banking Risk. Your primary responsibility will be to analyze and decision new requests for credit, complete renewals and decision treasury products up to $500 Thousand dollars in aggregate exposure and maintain productive relationships to ultimately meet established goals and client expectations (turn time, quality and growth).

 

Job Responsibilities:

The purpose of this position is to facilitate Small Business loan portfolio growth and protect the bank from loss, maintaining acceptable asset quality.  Independently analyzes, or at times may work with the Credit Risk Manager, to evaluate and decision the risk of adding a particular transaction to the bank's loan portfolio. Analyze and decision the Scored and Graded client credit relationships with exposure up to $500,000, including existing and new transactions. May involve general knowledge of the client, its industry and credit needs. Identifies additional information requirements needed to properly assess risks of the transaction.  Considers alternative credit structures to mitigate risk where appropriate. Provides input to the structure and terms of the relevant credit products extended to clients. Meets with appropriate staff members to discuss potential transactions, identify key risks and information requirements. Ensures that credit facilities are properly sized based on the Score and other financial and risk factors.

 Required Skills, Experience and Qualifications:

Excellent verbal and written communication skills, with interpersonal skills. Strong analytical and judgment skills. Self-motivation and ability to work independently in a fast-paced environment as well as knowledge of bank systems and loan/credit operations needed.  Results-oriented team player with a high level of proficiency in organizing, priority-setting, and issues management a must. 

 

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).