Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve realworld challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-inclass

As a Credit Officer - Associate in the Portfolio Management team, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. Incumbents will complete annual reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance. 

Job Responsibilities 

Complete annual reviews on properties and borrowers to derive appropriate risk ratings.  Review annual property operating statements, rent rolls, and local market conditions to identify potential risk of default.  Document and support concluded risk ratings.  Perform field property inspections to assess overall property condition and any associated risk issues.  Interact with Borrowers, Client Managers, Executive Credit Officers and other parties to obtain applicable data to perform a complete analysis.  Excel in teamwork, which may include training of incoming Credit Officers. 

Required Qualifications, Capabilities, and Skills 

Bachelor’s Degree or equivalent experience.  Previous experience with credit analysis and review of commercial real estate loans.  Previous experience in portfolio management, loan risk grading/ risk assessment.  Strong organizational and time management skills ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.  Excellent written and verbal communication skills.  Proficiency in Microsoft desktop tools including Word, Excel, Power Point and the ability to quickly acclimate to proprietary systems.