The individual in this role will create transparency into actual profitability vs. expected profitability across buyer groups & products in U.S. Commercial. They will retrospectively evaluate the decisions that we made and translate those insights into actionable items going forward. In this role, the individual will work with large amounts of financial data from various systems in order to analyze the quality of decisions made relative to the profitability of the business. They will partner closely with Pricing to understand the target methodology and take that into consideration in their analysis and recommendations. In addition, they will work closely with Finance to understand the financial projections and actual earnings, including identified differences in the Finance data vs. the underwriting data. The individual in this role will lead fact-based discussions around profitability. They will leverage their understanding of the data across the different systems and teams along with the insights from their analysis to recommend actions that will influence our strategic path forward in U.S. Commercial. **Responsibilities:** + Develop a strong understanding of the data sources across Pricing, Underwriting, and Finance including differences across them + Partner with Pricing to understand the evolving data strategy and influence that strategy to effectively support the data needs of profitability analysis going forward + Partner with Pricing to understand the target methodologies and appropriately leverage it in the profitability analyses + Partner with Finance to appropriately use financial projection data, allocation methodology, and case-level actual earnings in analyses + Analyze data to compare actual profitability to expected profitability and draw conclusions about the decisions that we made + Recommend actions based on the insights from the analysis in order to influence execution strategies going forward + Lead fact-based discussions with leaders across Pricing, Underwriting, and Finance about the recommended actions based on the analytical conclusions + Leverage technical and analytical approaches that are efficient and repeatable across buyer groups and products to efficiently update analyses over time and to expand the impact of the analyses across the U.S. Commercial business **Qualifications:** + 5+ years of experience working in Risk Management and Underwriting, Finance, or Actuarial roles + Advanced Excel and SQL experience + Experience working with Tableau and Alteryx preferred + Ability to successfully engage, create and facilitate collaboration across multiple functions while maintaining a high-level of credibility + Exceptional communication skills – both written and verbal + Strong technical and financial acumen + Experience working with large data sets + Ability to effectively operate in an innovative, agile and dynamically changing environment + Must work well in a dynamic, multi-faceted and matrixed environment + Strong analytical, risk management, and decision making capabilities, including the ability to effectively translate numerical findings into actions and recommendations + Proven ability to successfully and sustainably influence change + Bachelor’s Degree or 4 years of equivalent experience is required If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of 106,800 - 178,000 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. We want you to be healthy, balanced, and feel secure. That’s why you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group . **About Cigna Healthcare** Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives. _Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws._ _If you require reasonable accommodation in completing the online application process, please email:_ _SeeYourself@cigna.com_ _for support. Do not email_ _SeeYourself@cigna.com_ _for an update on your application or to provide your resume as you will not receive a response._ _The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State._ _Qualified applicants with criminal histories will be considered for employment in a manner_ _consistent with all federal, state and local ordinances._