Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate in Risk Management - Emerging Credit Risk Analytics, you will be at the forefront of consumer credit analysis across industry product types and Consumer and Community Bank portfolios. Your role will be informed by changes in the landscape, consumer behavior, and macro-economic influences. You will be responsible for providing the Chief Risk Officer and other senior leaders with a proactive viewpoint on consumer credit trends. This role offers the opportunity to be a strategic architect of compelling views of consumer and wholesale credit across the Consumer and Community Bank. **Job Responsibilities:** + Performing data analysis to research credit and consumer behavior trends, understand their drivers, and conduct impact assessments on consumer credit portfolios + Evaluating how changes in the consumer credit environment impact the performance of credit portfolios - with a particular focus on macroeconomic, socioeconomic, and intelligence trends + Researching topics sourced from the media, investor questions, and general industry trends & proactively applying quantitative disciplines to associate topics with potential emerging risks around delinquency, loss & roll-rates, and forecasts + Building compelling data visualizations & distilling key informative messages clearly from large amounts of data + Communicating key findings, participating in forums, and advancing the dialogue around credit trends within the risk community at both the analyst and executive levels **Required qualifications, capabilities and skills:** + At least 1 year of credit experience, in one or more consumer credit portfolios + College degree or equivalent in business, economics, statistics, STEM or related field of study + Strong data and analytical skills including familiarity with tools such as SQL, SAS, Python, Alteryx and Tableau to manipulate big data into manageable analytics and identify, explain, and visualize key trends + Experience with complex risk analyses (delinquency, roll-rates, and other risk measurements) to provide senior management with business insights of consumer credit quality and behavior trends, and portfolio performance + Communication skills and ability to convey risk management results, outlooks and cross-consumer points of view to senior executives **To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).** Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans