Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm responsibly lend to our new and existing customers by identifying emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.  Our culture in Risk Management and Compliance is all about challenging the status quo and striving to be best-in-class.

As a Head of Card Risk Portfolio Analytics and Insights - Executive Director within the Card Services Risk group, you will be a member of the Card Risk Strategic Analytics, Monitoring and Controls leadership team and will be accountable for ownership of risk portfolio analytics and insights. In this senior-level, visible and influential position, you will lead Card Risk analysts and guide risk decisions. You will be responsible for developing the leadership talent pipeline, along with driving the culture of the organization. 

Job Responsibilities

Design and deliver vision, strategy, methodology and process for Card Risk Portfolio Analytics, including data and modern analytical tools. Provide valuable insights and recommendations on managing overall card portfolio risk to the Card Services Chief Risk Office and the Card Services Chief Executive Officer. Build deep relationships with business and functional stakeholders across the firm and will be expected to interact with key clients and cobrand partner leadership teams.  Communicate clear, concise, and objective guidance to management and comprehensive summaries to the appropriate committees.   Identify and attract high performers; create opportunities for team to grow and develop in their careers. Set adequate and measurable goals and objectives to aid staff development with ongoing review to develop talent throughout the department in accordance with company and team expectations. Identify and implement world-class Portfolio Analytics and Insights to rapidly identify and mitigate risks in the Card Portfolio. Effectively challenge existing Card Acquisition, Credit Line, Account Management and Collections decisions and treatments to better manage performance with the Card Business Risk Appetite. Work to identify and implement opportunities to improve risk performance. Serve as an effective advocate and spokesperson for management on risk issues and risk management decisions. Develop deep and productive working relationship with the leaders across Card, Product Finance, Legal and Compliance.

Required Qualifications, Capabilities and Skills 

Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research)  12+ years of Credit Risk Management or Analytics in the financial industry Deep quantitative and analytical leadership experience with the ability to manage a diverse and strong team.   Proven ability to coach and develop team to deliver results and create long-term assets for the firm Strong Consumer Banking P&L knowledge and understanding of drivers of profitability  Strong understanding or working knowledge of Credit Risk Models  Strong analytical, interpretive and problem solving skills with the ability to develop common sense solutions to complex business challenges

Preferred Qualifications, Capabilities and Skills 

Advanced degree  Experience with Machine Learning and Logistic regression models  Prior relevant experience within the credit card space