Bring your expertise to JP Morgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class

As a part of the Business Banking Risk Management Strategic Analytics team, you will generate thoughtful analytics and recommendations for underwriting strategy development. Intellectual curiosity and drive to identify meaningful data-driven insights are key traits for success in the role which covers the strategy life-cycle of analysis, presentation, implementation, operational controls, and performance monitoring.

Job Responsibilities:

Quantify and analytically evaluate credit risks and financial returns on new small business lending accounts and business client relationships – with a focus on establishing credit risk targets and Key Performance Indicators (KPI’s). Develop risk strategy logic to achieve targets, partnering with risk, product, legal, compliance teams to review & approve strategy approach and expected impacts/results. Develop monitoring on key performance metrics vs. targets and emerging trends in the mix and quality of credit requests and originated accounts. Present analytical results to cross-functional senior leadership groups to obtain buy-in and communicate results & impacts across these groups and auditors & regulators. Maintain change-control processes & procedures in ‘audit-ready’ status  Mentor junior associates on analytical planning & development for business problem solving.

Required Qualifications, Capabilities and Skills:

Bachelor's degree and 3+ years of professional experience in analytics Background in statistics, econometric, or other quantitative field, with an ability to transform raw data into actionable ideas and management information Advanced understanding of SAS, SQL, SAS Enterprise Miner, or other decision tree software Strong analytical and problem-solving abilities and written and oral communication skills Background in consumer or business lending products, credit risk metrics, and key drivers of profitability Prior exposure to credit strategy, coding, programming, and operational processes involved in lending

Preferred Qualifications, Capabilities and Skills:

Master's degree with 5+ years of professional experience related to risk management or other quantitative field of work Strong history in small business lending or large loan consumer lending

 

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).