At Popular, we offer a wide variety of services and financial solutions to serve our communities in Puerto Rico, United States & Virgin Islands. As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

 

Are you ready for a rewarding career?

Over 8,000 people in Puerto Rico, United States and Virgin Islands work at Popular.

Come and join our community!

General Description

Analyze and review credit quality of commercial loans portfolio, including but not limited to interpreting financial information; assessing the accuracy and timeliness of credit ratings; evaluating sufficiency of credit and collateral documentation; proper loan approval and lien perfection; adherence to loan covenants; loan structure; data integrity; compliance with internal policies and procedures, as well as applicable laws and regulations.

Essential Duties and Responsibilities Evaluate credit quality, soundness of underwriting and risk identification, borrower performance, and adequacy of the sources of repayment, reasonableness of assumptions, credit worthiness of guarantors and sponsors, sufficiency of credit and collateral documentation among others. Determine proper approvals consistent with internal policies as well as adherence to loan agreement covenants. Monitor adequacy of, and compliance with, internal policies and procedures (such as those related to nonaccrual and classification or risk rating policies), laws, and regulations; the accuracy of risk ratings and the appropriateness and timeliness of the identification of problem loans by loan officers and loan structure and accuracy of data within Bank’s systems. Identification of findings and/or recommendations for business unit’s management, to address risks or issues identified during the examinations. Participation in special projects, target examinations and internal processes review may be also required from time to time.

 
 

Minimum Education

Bachelor's Degree in Accounting or related field.

Experience

•    Minimum two years’ experience in commercial credit.
•    CPA & Loan Review Certification will be considered.
 
 

Other Qualifications Excellent customer service skills. Research skills and ability to analyze commercial credit situations, present alternatives, establish priorities and make decisions. Ability to interpret financial information and develop recommendations.  Excellent oral and written communication skills in both English and Spanish. Excellent organization skills required to establish priorities, multitask, work under pressure, and meet strict deadlines. Ability to analyze to understand processes and situations, evaluate options and make quick decisions. Outstanding interpersonal skills to maintain effective work relationships with coworkers and team. Excellent listening skills combined with the ability to present opposite points of view. Proficient in Microsoft Office: Word, Access, Excel, PowerPoint, and Outlook. Availability to travel in and out of Puerto Rico. Flexibility to work extended hours, weekends, and holidays.
  Values Passion for People Own Every Moment Succeed Together Build the Future

Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

 

If you have a disability and need assistance with the application process, please contact us asesorialaboral@popular.com. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

 

As Puerto Rico’s leading financial institution, we reaffirm our commitment to always offer essential financial services and solutions for our customers, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

 

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Popular is an Equal Opportunity Employer

Learn more about us at www.popular.com and keep updated with our latest job postings at www.jobs.popular.com.

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