Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
As Risk Strategic Analytics Cards Associate in Consumer Card Strategy Team, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be employed through the card life cycle. Expectations include assisting in developing, maintaining, and improving program policies, strategies, processes, and procedures within the assigned function, conducting complex analysis and providing accurate and concise results with recommendations to management. Primarily use advanced tools and techniques to perform assigned work.
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring.
Job responsibilities
Own credit risk strategy in consumer card within Chase CCB.Drive initiatives and find business opportunities to improve the key performance indicatorsDevelop and maintain key credit risk policy strategies by conducting complex analysis to segment data and isolate risk using analytical techniques such as clustering and decision trees, and leveraging both internal and external credit dataInterpret large amounts of complex data to formulate problem statement, concise conclusions regarding underlying risk dynamic trends and opportunitiesDevelop, communicate and implement optimal risk strategies (including rules, cutoffs, policies, operational flows, etc.)Identify key risk indicators and metrics, develop key metrics, enhance reporting and formulate areas of analytic focusProvide subject matter expertise on strategy implementation/testing and initiatives related to the improvement of risk mitigation processes and infrastructureIdentify, evaluate and leverage external data sources and analytical solutions to enhance risk strategiesWork with cross-functional partners, e.g., Finance, Credit, Technology and Business to understand and address key business challengesRequired qualifications, capabilities, and skills
Master’s/ Bachelor’s Degree in Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)Strong SAS programming , Unix, Secure Shell and SQL programming skillsAdvanced PC Skills, Word, PowerPoint, and Excel (graphs, charts, formulas etc.)Minimum 4 years of total experience with 2+ years of experience in Consumer Lending Business Analysis, Risk or related Financial AnalysisDemonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations via the use of Microsoft Word, Excel, and PowerPointShould be an excellent team personPrior experience of working in US Cards industry in strategy / policy roleAbility to understand business needs, diagnose performance issues, and develop recommendations through combination of data analysis and business critical thinkingFamiliarity with current analytical techniques, e.g. regression, decision trees, segmentation techniques, etc.Ability to prioritize goals to meet business objectives and work under pressure and multi-task in a fast-paced environmentDrive for results, attention to detailExcellent verbal and written communication skills - ability to liaison with cross functional groups, present results to senior leaders, create effective presentations.