Risk & Underwriting Analyst - KSA
The Cigna Group
**Purpose**
Cigna recently secured a license to offer health insurance in the Kingdom of Saudi Arabia. We are excited to open a new role for an underwriter to be based in Riyadh. The underwriter is expected to work on new business quotes and renewal of existing SME clients.
**Key Responsibilities**
+ Evaluate, price and modify plan design for renewals and new business quotations in compliance with underwriting authorities
+ Manage portfolio of accounts by balancing profitability and revenue
+ Collaborate with client managers, salesperson and brokers to ensure clients’ expectations on product and pricing are met
+ Comprehensive understanding of the products offered and regulatory environment in the KSA market
+ Provide concise, clear and decisive instructions on risk exposure
+ Support rest of the underwriters on the team to balance the workload.
+ Be market aware; understand competitive and regulatory landscape.
**Education and Experience**
+ Two to five years of insurance experience in health underwriting and/or pricing actuary
+ Bachelor’s degree in finance, mathematics, engineering, actuarial or similar
+ Advanced user of Microsoft Excel
**Capabilities**
+ Risk assessment skills
+ Commercial mindset
+ High level of numeracy & accuracy
+ Excellent negotiation and communication skills
+ Ability to take ownership and effective time management
+ Manage stake holder expectations and deliver under pressure
**About The Cigna Group**
Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.
_Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws._
_If_ _you require reasonable accommodation in completing the online application process, please email:_ _SeeYourselfEMEA@cigna.com_ _for support. Do not email_ _SeeYourselfEMEA@cigna.com_ _for an update on your application or to provide your resume as you will not receive a response._
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