Petaling Jaya, Selangor, Malaysia
11 days ago
Senior Analyst - Credit Risk

Role Purpose

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To ensure that credit risk exposure on the entire AR ledgers is proactively analyzed and that adequate recommendations and, follow up actions are taken to constructively limit/mitigate the credit risk exposure, while maintaining compliance with order to cash policies and other collection strategies.
Manage project (roadmap, automation and etc) by aligning with Global, Regional and country team and lead COE compliance for the countries centralised in KLSSC.

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Job Descriptions

\n\nTo perform credit analysis and financial statement reviews when onboarding new customers and, recommend trading terms and conditions in line with credit policies and guidelines.\nTo perform analysis on outstanding AR ledgers, determine potential risk customers and coordinate mitigation measures.\nTo perform in depth analysis on legal entity level in order to asses the potential risk customers and provide reporting and action plan towards collections, sales, CFO and OTC community at coutnry, regional and possibly global level.\nTo act as a subject matter expert; propose, implement and maintain continuous improvement log in the field of collection and credit risk management .\nTo lead transition to centralise CRM in KLSSC.\nTo find opportunity to simplify process (automation) by aligning GSOP and Global Tower.\nTo review GSOP regularly and provide feedback to Global Tower in order to enhance, update an fille the gap of process with latest standard process and align it with Global Tower.\nTo ensure adequate follow up upon identified risks and gaps.\nTo arrange, coordinate and lead regular meetings, visit customer and build towards an improved customer satisfaction while mitigating trading risks.\nTo agree and coordinate credit risk mitigation measures with Sales, CMF, credit collection, credit administration, operation, H&G, CFO and OTC teams.\nTo advice and coordinate process improvement regarding to credit risk mitigations across the entire OTC chains.\n\n

Skills & Qualifications

\n\nGood telephone conversation/handling skills\nEffective communication and conversational skills\nHigh customer focus and service orientation\nAdvanced MS office knowledge\nIntermediate Presentation skills\nAnalysis of financial statements\n3 years and more previous Credit Risk Management experience is preferred\nSensitive to cultural specifics\nLocal language(s) / Multi lingual (in Shared Service environment)\nBachelor Degree in related fields\nIntermediate level of English knowledge (DPDHL Business Language) preferred\nAdvanced knowledge of D&B credit risk reports and regarding balance sheet interpretation\n

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