Chubb celebrates diversity by fostering an inclusive, flexible and equitable workplace. We support applications from all members of our community and equitable access to our employment opportunities. We are open to discussing workplace flexibility in all our vacancies, to ensure we can attract the best candidates and accommodate individual needs, differences, disabilities and working arrangements. Please let us know if you require any adjustments to the recruitment process so we can support you to present your best self.

Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com.

Your Role:

The main purpose of the role is to oversee a high standard of underwriting integrity by the Business Package team by approving referrals and providing coaching, feedback and guidance to staff.  

The role will also deliver the peer review process, directly handle referrals as required and support the Product team in delivering the underwriting strategy to deliver financial goals.

Your Responsibilities:

Underwriting and Underwriting Integrity
• Be the main referral point for the underwriting team to approve referrals for those without the relevant underwriting authority or that require additional consideration.
• Ensure referrals (new business, renewals and any type of mid term adjustments) are underwritten in line with the underwriting strategy and in accordance with authority statements. 
• Provide guidance and coaching to staff on the underwriting decision making process of referrals.  For junior staff this includes quality underwriting fundamentals and for more experienced staff includes writing good quality heavier risks that are priced adequately.
• Underwrite referrals directly via Market Facing Platforms as required.   
• Deliver Peer Reviews in accordance with the Chubb Overseas General requirements.
• Implement any relevant audit actions.
• Support and/or lead structured learning and development for the team.
• Make recommendations to the Product team on pricing, rules and acceptance or declination of risks.
• Provide input on portfolio analysis, profitability, premium planning, market environment analysis, process efficiency, underwriting guidelines, post acceptance monitoring etc.
• Maintain awareness of claims activity and liaise with stakeholders.
• Maintain open communication with internal departments on risks, coverage’s, exposures, service problems and losses.

Financial 
• Achieve the financial targets including new business, rate, retention, optimal portfolio mix and loss ratio.

• 5+ years of underwriting experience in the Australian Business Package market place.
• A demonstrable high degree of technical underwriting ability. 
• Understands and can implement underwriting strategy balancing profitability and growth.
• Looks for solutions to unique underwriting situations.
• Makes recommendations for tailoring coverage and manuscripting policies.
• Familiar with the products / services of key competitors.
• Comfortable with a wide range of negotiation techniques.
• Clear and concise communicator.
• Demonstrated ability to work well with people and influence decisions.
• Understand and interpret policy wordings

We offer you the opportunity to work as part of a dynamic and agile environment where continuous development is encouraged throughout your career, both locally and globally. We also offer a flexible working approach via our “My One Thing” initiative, education assistance, dress for your day every Friday, promotion of health and wellbeing (including discounted health insurance, daily breakfast and fresh fruit), and the option to enrol into the Chubb Limited discounted stock purchasing scheme.