Location: On site in Memphis, TN, Alabama, North Carolina, South Carolina, Georgia, Florida, New Orleans, LA

SUMMARY

Responsible for review and monitoring commercial credit quality and credit risk management practices in centralized lending units, regional markets and specialty lines of business to ensure compliance with bank policy, strategy, risk appetite and tolerance. Most experienced in their respective areas and handle multiple major complex commercial reviews/projects.

DUTIES AND RESPONSIBILITES

-Identify, assess and report credit risks in various Bank loan portfolios through Credit Assurance Services (CAS) process, including but not limited to transactional review & targeted exam.

-Assess and report the effectiveness of Credit Risk Management process in various lending and lending support areas.

-Assess and report the Bank's effectiveness in operating within established credit policy, risk appetite and tolerance. Provide recommendations and influence a sound Credit Management and internal control environment.

-Lead different types of exams/projects and handle reviews of complex commercial credits.

-Identify, assess and report credit risks in various Bank loan portfolios through Credit Assurance Services (CAS) process, including but not limited to portfolio/unit monitoring.

-Serves as Desk Officer for assigned portfolios/units (generally 2 or more) - monitor and report credit quality, credit risk management and emerging risks based on activities including but not limited to review of continuous & targeted exam review results, review of portfolio and industry information, and interaction with Line and Credit Risk Management.

-Track and follow up on Moderate-High level issues identified in CAS and regulatory exams, including validating corrective action plan results.

-Complete department reports and/or special projects as assigned.

-Provide mentoring/training to other team members.

JOB REQUIREMENTS

Bachelor's degree required, but master's is preferred. 8 to 10 years required of Commercial loan/credit review, credit analysis , underwriting, portfolio management. 10+ preferred experience 

About Us
First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights

Medical with wellness incentives, dental, and vision  HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Diversity Commitment: 

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. 

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