Senior Commercial Lending Risk and Credit Analyst Philadelphia,PA About Us SolomonEdwardsGroup, LLC (“SolomonEdwards”) is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world’s most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, and collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: The Senior Commercial Lending Risk and Credit Analyst plays a key role in assessing the creditworthiness of potential clients for projects involving unsecured debt. This role focuses on client pre-screening and risk assessment to identify low-quality prospects before they advance to the Hard Underwriting phase, conducted by a third-party firm. The ideal candidate will have experience in commercial lending, credit analysis, loan operations, and project management. This position requires strong analytical skills, an understanding of risk assessment, and the ability to interpret both qualitative and quantitative data to support responsible business growth. This is a hybrid role requiring to be onsite in Philadelphia, PA, three days per week. Essential Duties: • Conduct commercial client lending analysis to screen potential clients before they move to Underwriting. • Assess business viability using structured Q&A processes and public data sources (e.g., D&B, BBB, industry market research). • Perform desktop research on economic, environmental, and geopolitical factors that could impact client risk. • Utilize Excel templates to compile and analyze data from sales partners. • Gather and assess qualitative and quantitative prospect information while balancing due diligence with efficiency. • Evaluate contractual obligations and unsecured debt to determine risk exposure. • Collaborate with internal teams to refine underwriting criteria and risk assessment strategies. • Provide risk insights that help guide business decisions, focusing on responsible growth rather than a rigid compliance-based approach. • Support process improvements in underwriting and loan servicing operations. Qualifications: • Bachelor’s degree in finance, business, economics, or a related field (preferred). • Experience in commercial lending, credit analysis, underwriting, or loan operations. • Knowledge of contractual obligations and unsecured debt structures. • Strong research skills, including the ability to analyze D&B, BBB reports, and industry trends. • Ability to work independently while collaborating with internal stakeholders. • Project management experience is preferred, particularly in financial services or underwriting. Skills and Job-Specific Competencies: • Strong financial data analysis and risk assessment capabilities. • Proficiency in Excel, with experience working with financial models and data analysis tools. Travel Requirements: No travel will be required unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $70 – 75. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141908