Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry, today offering over 100 products to commercial customers in 180 countries around the world.  Organic growth and over 60 successful acquisitions have grown our 2022 Gross Written Premium (GWP) to $5 Billion.  Our workforce has grown to 4,300 worldwide … big, but not so big that you cannot make a difference.  Our Good Company values, including integrity, empowerment, and commitment to customer service, and a culture of innovation, communication, and collaboration make TMHCC a great place to work. 

TMHCC Stop Loss, a $2 Billion division within TMHCC, leads the way in providing medical stop loss insurance sold to employers. Medical Stop Loss provides an added layer of insurance protection to employers who choose to self-fund their health benefit plans. Self-funding can incur risks from catastrophic claims, and Medical Stop Loss insurance from Tokio Marine HCC is designed to protect employers from that risk. 

*This role is remote*

Position Summary:

Makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops producer relationships. This position has expanded underwriting authority and business development responsibility. May act as Team Leader for designated Senior Underwriters, Underwriters, and Underwriting Support staff.

Key Responsibilities:

Meet annual company goals for profitability, renewal retention, revenue growth, and new business production.

Evaluate risk acceptability within established guidelines and set appropriate rates and factor

levels.

Analyze proposed plan changes to acceptability and cost.

Work in conjunction with the Marketing and Actuarial departments to follow-up on quoted cases.

Communicate with third-party administrators (TPAs)/brokers to collaborate on strategy, answer questions, explain decisions, deal with issues, build, and maintain productive relationships.

Respond appropriately and in a timely manner to service requests.

Conduct on-site visits to producers to maintain and continue development of relationships with an emphasis on selling portable business.

Complete requests for proposal (RFPs) in a timely manner and follow-up for status and competitive numbers.

Educate and train colleagues and team members in the duties and responsibilities of strong

underwriting practices.

Education, Experience & Knowledge:

Minimum 4 Year / Bachelors Degree Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience

Preferred Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s).

8 Years Minimum of eight years of relevant and progressive experience

Demonstrated expertise, knowledge, and proficiency in Medical Stop Loss Underwriting.

Demonstrates strategic thinking, anticipation, proactivity, and relationship building skills.

Collaboration skills and ability to work in a highly team-oriented environment.

Strong proficiency in medical terminology

Ability to read and interpret documents such as Plan of benefits, bid specifications, claim reports and procedural manuals

Possess and have ability to apply advanced knowledge of principles, practices, and procedures

Excellent written and verbal communications skills with an emphasis on confidentiality, tact, and diplomacy

Superior organizational and analytical skills; demonstrated ability to manage multiple tasks/projects simultaneously

Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company’s business to proactively respond to changing business environment

Advanced proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word)

Tokio Marine offers a competitive salary and benefits package, including: 

Generous paid time off (PTO), 12 paid company holidays,401(k) Retirement Plan with 6% company match.Health and dental insurance, and vision plan available.Company-provided long-term disability and life insurance.Opportunities for advancement in a successful and growing organization.Flexible work schedules and a great work/life balance.Paid Parental Leave.Volunteer Time Off.Enjoy casual dress and work in a modern, comfortable office with free parking.Hybrid work schedule

The Tokio Marine HCC Group of Companies offers a successful, dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals. The Tokio Marine HCC Group of Companies is an equal-opportunity employer. Please visit www.tmhcc.com for more information about our companies.

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