ABOUT THE ROLE
CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Senior Credit Analyst to help grow our Originations Department. This in-person role is in our Plano, TX office. The Senior Credit Analyst is responsible for reviewing loan documentation and determining if loan applications and approvals meet program guidelines. The Senior Credit Analyst collaborates with loan officers to ensure a smooth process for borrowers whenever possible.
ESSENTIAL DUTIES & RESPONSIBILITIES
Reviews loan submissions from Loan Officers and Loan Processors Calculates qualification ratios for loans Ensure loans meet program requirements Answers questions for Credit Analysts, Loan Officers, Lending Associates, and Loan Processors Trains and mentors Lending Associates and Credit Analysts Conducts trainings with Regional Sales Managers as requested Reviews income, asset, property, and other documentation to ensure loan applications comply with guidelines Reviews surveys, title policies, and appraisals Strong understanding of home only lending Strong understanding of land home lending for factory-built housing Interfaces with 3rd party QC vendors to ensure loans originated met established guideline Develops and maintains positive working relationships with co-workers Reviews credit bureaus ensuring borrower credit meets program guidelines Additional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon request
POSITION REQUIREMENTS, CAPABILITIES, & SKILLS
Excellent analytical skills Excellent written, verbal and interpersonal communication skills Strong work ethic with an ability to meet deadlines while multi-tasking Superior attention to detail and accuracy Excellent ability to identify and resolve problems in a timely manner Superior organization and time management skills with the ability to multi-taskExcellent decision-making, customer service and problem-solving skills Strong ability to strategize and prioritize efforts to achieve goals Strong research and critical thinking skills Strong interpersonal skills and ability to work well with a wide range of people Positive & professional demeanor Self-starter with strong organizational skills Highly organized, consistent, and solutions focused Employ a strong sense of urgency and ownership in all activities Self-motivated with the ability to work independently Must consistently demonstrate professionalism while effectively collaborating in a team environment
MINIMUM QUALIFICATIONS
BA/BS degree required in Marketing, Business, Accounting, Finance or Management 3+ years of experience underwriting manufactured housing home only loans 4+ years of experience in manufactured housing lending Working knowledge of Microsoft Office and financial calculator
WE OFFER
Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available.
Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.