**We are banking at another level.** **Choosing BDC as your employer** means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs. **Choosing BDC as your employer also means:** + **Flexible and competitive benefits** , including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few + In addition to paid vacation each year, five **personal** **days** , **sick days as necessary** , and our **offices are closed** **from December 25 to January 1** + A **hybrid** **work** model that truly balances work and personal life + **Opportunities for learning** , **training** and **development** , and much more... **POSITION OVERVIEW** The Account Manager, Portfolio Management contributes in updating the Bank’s loan portfolio by processing service requests and annual reviews required during the life cycle of a loan. They analyze and recommends complex and advanced service requests and supports the Business Development team in developing efficient solutions to meet the client’s requests while adhering to the Bank’s policies and directives. **CHALLENGES TO BE MET** + Follow up on outstanding issues in the files in accordance with BDC’s audit policies, processes and procedures by ensuring that the forms and information are accurate and complete, the conditions are met, and the signatures are obtained + When completing an annual review, validate the profitability of the portfolio by monitoring the client’s borrowing activities and identify additional opportunities (financing or consulting) and be proactive to retain existing clients + Review financial statements, complete the financial analysis and evaluate the risk rating + Actively address situations where potential risks are identified, such as arrears, risk deterioration and declining financial results + Evaluate high and advanced risk requests and offer proactive solutions to restructure agreements, minimize risk and mitigate losses in collaboration with Credit, the business centers and other internal colleagues + Authorize, decline or recommend services, within the established parameters, and ensure a high caliber of analysis and due diligence for all loan amendments and service requests + Maintain relationships with business center personnel and colleagues to foster good teamwork and the pursuit of common objectives and the consistent application of policies + Coach, mentor and share experience with team members + Keep abreast of economic trends in his or her region and any potential impact for the Bank’s clients + Keep abreast of changes made to policies, procedures and detailed processes and of trends in credit and regulatory issues that may have an impact on BDC **WHAT WE ARE LOOKING FOR** + Bachelor’s degree in Commerce or Business Administration + Three to five years’ experience as an account manager in the banking sector + In-depth knowledge of banking products, services, policies, processes and procedures + Ability to analyze complex financial structures + Ability to identify and solve problems pro-actively with good judgment + Demonstrated flexibility to adapt to a changing environment + Good time management skills and ability to set priorities to meet tight deadlines + Cooperative attitude + Proficiency in French is mandatory, bilingual proficiency is preferred. **The candidate can work in any business center in Quebec.** Proudly **one of Canada’s Top 100 Employers** and **one of Canada’s Best Diversity Employers** , we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at accessibility@bdc.ca . While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.